41 Orange Dr, Key Largo, FL 33037 Property Records

Monroe County property record for 41 Orange Dr, Key Largo, FL 33037

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 1,824 sqft · built 1973
Lot Size	0.179 acres (7,800 sqft)
Owner	2 Individual Names on Record
Last Sale	$12,900 (Jan 2000)
Tax Bill	$3,290 (2025)
Deeds & Mortgages	Sep 2026 Transfer Sep 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`00527560-000000`

Property Details

APN / Parcel Number

Primary APN	`00527560-000000`
Alternative APNs	`28613900527560000000` `1646806`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Stories	1 Story
Building Area	1,824 sqft Living Area
1st Floor Area	1,824 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1973
Effective Year Built	Effective 2010
Exterior Material	Concrete Block
Construction Type	Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	7,800 sqft (0.179 acres)
Lot Dimensions	50 ft deep x 52 ft wide
Porch	Slab
Porch Area	224 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	1646806
Street Address	41 ORANGE DR
City	KEY LARGO
State	FL
Zip	33037-2544
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	IS
Legal Description	BK 19 LTS 4, 5, AND 23 AMD PLAT OF PB3-62 KEY LARGO PARK KEY LARGO OR405-813 OR494-953 OR591-75 OR710-180 OR780-151 OR817-1176 OR918-374 OR933-1892D/C OR969-86D/C OR1081-1823/1827PET OR1129-1593 OR1212-2005 OR1492-598 OR1555-2004 OR1578-506/EST/CERT
Legal Range	39E
Legal Township	61S
Legal Section	28
Legal Subdivision	KEY LARGO PARK AMD
Legal Block	19
Legal Lot Number	4,5
Jurisdiction	MONROE FL
Township / Civil Division	UPPER KEYS
Census Block Group	1
Census Block	1035
Census Tract	970500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within John Pennekamp Coral Reef State Park and Reserve listed 1972 · 10 contributing resources · NRIS 72000340

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Monroe County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	41 ORANGE DR, KEY LARGO, FL 33037-2544
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Sep 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Feb 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Nov 30, 2023	Intrafamily Transfer, Transfer
Sep 16, 2017	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 12, 2000 · Amount on Record
Deed Sale	Jan 12, 2000 · Amount on Record
Prior Sale	Jan 12, 2000 · Amount on Record
Deed Book / Page	1613 / 690
Last Transfer Date	Aug 25, 2026
Transfer Doc	0002561171
Record Updated	Oct 29, 2026

September 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONROE FL
Recording Date	Sep 21, 2026
Property Address	41 ORANGE DR, KEY LARGO, FL 33037-2544
Document Number	0002561171
Book / Page	3403 / 583
Instrument Date	Aug 25, 2026
Instrument	20262561171
Transaction Type	Transfer
Record Updated	Sep 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	41 ORANGE DR, KEY LARGO, FL 33037-2544

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE FL
Property Address	41 ORANGE DR, KEY LARGO, FL 33037-2544
Transaction Type	Mortgage
Record Updated	Dec 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41 ORANGE DR, KEY LARGO, FL 33037-2544
Investor	Possibly a Property Investor

Mortgage

Document Number	0031281568
Date	Sep 29, 2021
Book Page	3128/1568
Instrument	2341970

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	97 Months
Due	Oct 1, 2029

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE FL
Property Address	41 ORANGE DR, KEY LARGO, FL 33037-2544
Transaction Type	Mortgage
Record Updated	Dec 25, 2023
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41 ORANGE DR, KEY LARGO, FL 33037-2544

Mortgage

Document Number	0030731735
Date	Feb 4, 2021
Book Page	3073/1735
Instrument	2302653

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	170 Months
Due	Apr 1, 2035

November 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONROE FL
Recording Date	Nov 30, 2023
Property Address	41 ORANGE DR, KEY LARGO, FL 33037-2544
Document Number	0032520777
Book / Page	3252 / 777
Map Reference	MB 3 PG 62
Instrument Date	Nov 29, 2023
Instrument	2441538
Transaction Type	Transfer
Record Updated	Dec 25, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	41 ORANGE DR, KEY LARGO, FL 33037-2544

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41 ORANGE DR, KEY LARGO, FL 33037-2544

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE FL
Property Address	41 ORANGE DR, KEY LARGO, FL 33037-2544
Document Number	0028732110
Book / Page	002873 / 002110
Instrument Date	Sep 16, 2017
Transaction Type	Mortgage
Record Updated	Nov 7, 2017
Title Company	TITLE SERVICE AND LIAISON COMPANIES

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	41 ORANGE DR KEY LARGO FL 330372544, KEY LARGO, FL 33037-2544

Mortgage

Document Number	0028732110
Date	Oct 5, 2017
Book Page	002873/002110
Instrument	2138918

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	156 Months
Due	Oct 4, 2030

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,290.00 (+5.25%)	$378,535 (+5.99%)	$572,895 (+4.76%) Land $292,110 Building $280,785
2024	$3,126.00 (+5.36%)
2023	$2,967.00 (+6.31%) Homeowner's exemption	$357,153 (+3%)	$546,875 (-0.58%) Land $280,917 Building $265,958
2022	$2,791.00 Homeowner's exemption	$346,751	$550,043 Land $280,917 Building $269,126

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 177 individual policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	204 units insured incl. 27 condo units
Nearby Flood Claims	50 (1984–2025)
Claims Outside the SFHA	8 of 50
Most Recent Claim	Jun 2025 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 8 claims Hurricane Wilma, Oct 2005 · 20 claims Hurricane Georges, Sep 1998 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications.

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