35 Orange Dr, Key Largo, FL 33037 Property Records

Monroe County property record for 35 Orange Dr, Key Largo, FL 33037

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 979 sqft · built 1988
Lot Size	0.119 acres (5,200 sqft)
Owner	2 Individual Names on File
Last Sale	$270,000 (Jun 2020)
Tax Bill	$3,485 (2024)
Deeds & Mortgages	Mar 2021 Mortgage Jun 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`00527420-000000`

Property Details

APN / Parcel Number

Primary APN	`00527420-000000`
Alternative APNs	`28613900527420000000` `1646661`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	979 sqft Living Area
1st Floor Area	979 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1988
Effective Year Built	Effective 2000
Exterior Material	Other
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Reinforced Concrete
Roof Material	Other
Lot Area	5,200 sqft (0.119 acres)
Porch	Open Porch
Porch Area	96 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Account Number	1646661
Old Parcel Number	28613900527420000000
Street Address	35 ORANGE DR
City	KEY LARGO
State	FL
Zip	33037-2559
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BLK 19 LTS 9 AND 18 AMD PLAT KEY LARGO PARK PB3-62 OR317-41 OR435-1008 OR535-258 OR770-968 OR811-227 OR895-1935 OR1014-1239
Legal Range	39E
Legal Township	61S
Legal Section	28
Legal Subdivision	KEY LARGO PARK AMD
Legal Block	19
Legal Lot Number	9,18 18
Jurisdiction	MONROE FL
Township / Civil Division	UPPER KEYS
Census Block Group	1
Census Block	1035
Census Tract	970500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within John Pennekamp Coral Reef State Park and Reserve listed 1972 · 10 contributing resources · NRIS 72000340

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

35 Orange Dr is owned and occupied by two individuals who bought it in June 2020.

Source: Monroe County records, as of December 5, 2025

Owner of Record	2 Individual Names on File
Co-owner	Co-owner on File
Mailing Address	35 ORANGE DR, KEY LARGO, FL 33037-2559
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jun 24, 2020	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Jun 24, 2020 · Amount on File
Deed Sale	Jun 24, 2020 · Amount on File
Prior Sale	Dec 20, 1994 · Amount on File
Deed Document Number	2270695
Deed Book / Page	3028 / 1158
Record Updated	Jun 8, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE FL
Property Address	35 ORANGE DR, KEY LARGO, FL 33037-2559
Transaction Type	Mortgage
Record Updated	Mar 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	49 SILVER SPRINGS DR, KEY LARGO, FL 33037-2589

Mortgage

Document Number	0030781327
Date	Mar 1, 2021
Book Page	3078/1327
Instrument	2306250

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	352 Months
Due	Jul 1, 2050

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Jun 24, 2020
Property Address	35 ORANGE DR, KEY LARGO, FL 33037-2559
Document Number	0030281158
Book / Page	3028 / 1158
Map Reference	MB 3 PG 62
Instrument Date	Jun 18, 2020
Instrument	2270695
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	FIRST INTERNATIONAL TTL INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,890.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4611 SE LACOUR CT, 4611, PORTLAND, OR 97267-6831

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	49 SILVER SPRINGS DR, KEY LARGO, FL 33037-2589

Mortgage

Document Number	0030281160
Date	Jun 24, 2020
Instrument	3028/1160

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$408,746 Land $239,590 Building $169,156	$408,746 Land $239,590 Building $169,156
2024	$3,485.00 (+25.27%)
2023	$2,782.00 (+9.23%) Homeowner's exemption	$367,613 (+7.03%)	$381,442 (+11.05%) Land $226,980 Building $154,462
2022	$2,547.00 Homeowner's exemption	$343,479 Land $226,980 Building $116,499	$343,479 Land $226,980 Building $116,499

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 35 Orange Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 177 individual policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	204 units insured incl. 27 condo units
Nearby Flood Claims	50 (1984–2025)
Claims Outside the SFHA	8 of 50
Most Recent Claim	Jun 2025 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 8 claims Hurricane Wilma, Oct 2005 · 20 claims Hurricane Georges, Sep 1998 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 35 Orange Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications.

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