44 Orange Dr, Key Largo, FL 33037 Property Records

Monroe County property record for 44 Orange Dr, Key Largo, FL 33037

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 900 sqft · built 1962
Lot Size	0.122 acres (5,300 sqft)
Owner	Trust Name on File
Last Sale	$305,000 (Jun 2020)
Tax Bill	$3,956 (2025)
Deeds & Mortgages	Jun 2023 Transfer Dec 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`00526840-000000`

Property Details

APN / Parcel Number

Primary APN	`00526840-000000`
Alternative APNs	`28613900526840000000` `1646075`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Stories	1 Story
Building Area	900 sqft Living Area
1st Floor Area	900 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1962
Effective Year Built	Effective 2005
Exterior Material	Concrete Block
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	5,300 sqft (0.122 acres)
Lot Dimensions	50 ft deep x 53 ft wide
Porch	Slab
Porch Area	60 sqft

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Forced Air with A/C

Location & Zoning

Account Number	1646075
Street Address	44 ORANGE DR
City	KEY LARGO
State	FL
Zip	33037-2558
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	IS
Legal Description	BK 16 LT 3 AND 4 AMD PLAT OF PB3-62 KEY LARGO PARK KEY LARGO OR316-405 OR755-108 OR758-1020 OR759-1386 OR759-1388 OR1091-497 OR1116-1168 OR1816-2067 OR2507-1685 OR3027-2228 OR3231-2476
Legal Range	39E
Legal Township	61S
Legal Section	28
Legal Subdivision	KEY LARGO PARK AMD
Legal Block	16
Legal Lot Number	3,4
Jurisdiction	MONROE FL
Township / Civil Division	UPPER KEYS
Census Block Group	1
Census Block	1034
Census Tract	970500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within John Pennekamp Coral Reef State Park and Reserve listed 1972 · 10 contributing resources · NRIS 72000340

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

44 Orange Dr is held in a trust since June 2023.

Source: Monroe County records, as of September 11, 2026

Owner of Record	Trust Name on File
Mailing Address	16201 SW 284TH ST, HOMESTEAD, FL 33033-1031
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 27, 2023	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Dec 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC
Jun 19, 2020	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 19, 2020 · Amount on File
Deed Sale	Jun 19, 2020 · Amount on File
Prior Sale	Jul 24, 2002 · Amount on File
Deed Document Number	20202270178
Deed Book / Page	3027 / 2228
Last Transfer Date	Jun 9, 2023
Transfer Doc	0032312476
Record Updated	Oct 29, 2026

June 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONROE FL
Recording Date	Jun 27, 2023
Property Address	44 ORANGE DR, KEY LARGO, FL 33037-2558
Document Number	0032312476
Book / Page	3231 / 2476
Map Reference	MB 3 PG 62
Instrument Date	Jun 9, 2023
Instrument	2423195
Transaction Type	Transfer
Record Updated	Jul 13, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	16201 SW 284TH ST, HOMESTEAD, FL 33033-1031

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	16201 SW 284TH ST, HOMESTEAD, FL 33033-1031

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE FL
Property Address	44 ORANGE DR, KEY LARGO, FL 33037-2558
Transaction Type	Mortgage
Record Updated	Jan 3, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16201 SW 284TH ST, HOMESTEAD, FL 33033-1031

Mortgage

Document Number	0031431865
Date	Dec 17, 2021
Book Page	3143/1865
Instrument	2353278

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Jun 19, 2020
Property Address	44 ORANGE DR, KEY LARGO, FL 33037-2558
Document Number	0030272228
Book / Page	3027 / 2228
Map Reference	MB 3 PG 62
Instrument Date	Jun 17, 2020
Instrument	2270178
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,135.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6095 SW 25TH ST, 6095, MIAMI, FL 33155-3170

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16201 SW 284TH ST, HOMESTEAD, FL 33033-1031

Mortgage

Document Number	0030272230
Date	Jun 19, 2020
Instrument	3027/2230

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 44 Orange Dr was $3,956, up 7.7% from the year before.

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,956.00 (+7.73%)	$506,499 Land $342,976 Building $163,523	$506,499 Land $342,976 Building $163,523
2024	$3,672.00 (+8.38%)
2023	$3,388.00 (+6.47%)	$479,629 (-0.83%) Land $328,594 Building $151,035	$479,629 (-0.83%) Land $328,594 Building $151,035
2022	$3,182.00	$483,622 Land $328,594 Building $155,028	$483,622 Land $328,594 Building $155,028

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 44 Orange Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 177 individual policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	204 units insured incl. 27 condo units
Nearby Flood Claims	50 (1984–2025)
Claims Outside the SFHA	8 of 50
Most Recent Claim	Jun 2025 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 8 claims Hurricane Wilma, Oct 2005 · 20 claims Hurricane Georges, Sep 1998 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 44 Orange Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications.

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