Monroe County property record for 38 Orange Dr, Key Largo, FL 33037
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,040 sqft · built 1989 |
| Lot Size | 0.121 acres (5,300 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,145 (2024) |
| Flood Zone | Zone X (minimal risk) |
| APN | 00527010-000000 |
| Primary APN | 00527010-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,040 sqft Living Area |
| 1st Floor Area | 1,040 sqft |
| Interior Walls | Plywood |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Wood |
| Construction Type | Wood |
| Foundation Type | Pile |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 5,300 sqft (0.121 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Pool Type | Public / Commercial Pool |
|---|---|
| Porch | Open Porch |
| Porch Area | 778 sqft |
| Patio Area | 290 sqft |
| Cooling System | HVAC |
|---|
| Account Number | 1646245 |
|---|---|
| Old Parcel Number | 28613900527010000000 |
| Street Address | 38 ORANGE DR |
| City | KEY LARGO |
| State | FL |
| Zip | 33037-2558 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BK 16 LTS 7 AND 20 AMD PLAT OF KEY LARGO PARK PB3-62 KEY LARGO OR427-786 OR822-1609 OR860-75 OR1002-107 OR1163-1473 |
| Legal Range | 39E |
| Legal Township | 61S |
| Legal Section | 28 |
| Legal Subdivision | KEY LARGO PARK AMD |
| Legal Block | 16 |
| Legal Lot Number | 7,20 20 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | UPPER KEYS |
| Census Block Group | 1 |
| Census Block | 1034 |
| Census Tract | 970500 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Listed Area | Within John Pennekamp Coral Reef State Park and Reserve listed 1972 · 10 contributing resources · NRIS 72000340 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
38 Orange Dr is owned and occupied by an individual who acquired it in March 1991.
Source: Monroe County records, as of December 5, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 38 ORANGE DR, KEY LARGO, FL 33037-2558 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 1, 1991 |
| Deed Sale | Mar 1, 1991 |
| Deed Document Number | 0011631473 |
| Record Updated | Jun 8, 2026 |
Source: Monroe County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $147,477 | $446,305 Land $241,680 Building $204,625 | |
| 2024 | $1,145.00 (+10.31%) | ||
| 2023 | $1,038.00 (+3.39%) | $139,147 (+3%) | $421,084 (+10.14%) Land $228,960 Building $192,124 |
| 2022 | $1,004.00 | $135,095 | $382,312 Land $228,960 Building $153,352 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 38 Orange Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 177 individual policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 204 units insured incl. 27 condo units |
| Nearby Flood Claims | 50 (1984–2025) |
| Claims Outside the SFHA | 8 of 50 |
| Most Recent Claim | Jun 2025 · rainfall accumulation |
| Claims by Event |
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Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 38 Orange Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Hotwire Communications.
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