Santa Cruz County property record for 4 Prospect Ave, Mount Hermon, CA 95041 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 1.5 Baths |
| Year Built | Built 1990 |
| Square Footage | 1,129 sqft Living Area |
| Lot Size | 3,877 sqft (0.089 acres) |
| Last Sale | $442,500 (2005) |
| Tax Bill | $7,706.00 (2025) |
Source: Santa Cruz County records · APN 066-191-04
Assessment roll updated August 19, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3317 N LUCILLE LN, LAFAYETTE, CA 94549-5425 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Mar 01, 2022 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Mar 21, 2018 | Intrafamily Transfer, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 15, 2005 · Amount on Record |
| Deed Sale | Feb 15, 2005 · Amount on Record |
| Prior Sale | Aug 10, 2001 · Amount on Record |
| Deed Doc Number | 200510523 |
| Last Transfer Date | Mar 15, 2018 |
| Transfer Doc | 0000008387 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 4 PROSPECT AVE, MOUNT HERMON, CA 95041 |
| Transaction Type | Mortgage |
| Record Updated | Sep 05, 2023 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 3333 S LUCILLE LN, LAFAYETTE, CA 94549-5434 |
| Document Number | 0000006751 |
|---|---|
| Date | Mar 01, 2022 |
| Instrument | 2022-0006751 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 01, 2052 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Mar 21, 2018 |
| Property Address | 4 PROSPECT AVE, MOUNT HERMON, CA 95041 |
| Document Number | 0000008387 |
| Map Reference | MB 16 PG 2 |
| Instrument Date | Mar 15, 2018 |
| Instrument | 2018-0008387 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2021 |
| Title Company | CHICAGO TITLE INSURANCE COMP |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 3317 N LUCILLE LN, LAFAYETTE, CA 94549-5425 |
| Document Number | 0000008388 |
|---|---|
| Date | Mar 21, 2018 |
| Instrument | 2018-0008388 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2048 |
Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Unified School District | San Lorenzo Valley Unified School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $629,140 (+2%) Land $515,256 Building $113,884 | ||
| 2025 | $7,706.00 (+4.5%) | $616,804 (+4.04%) Land $505,154 Building $111,650 | |
| 2023 | $7,374.00 (+2.4%) | $592,854 Land $485,538 Building $107,316 | $584,280 |
| 2022 | $7,201.00 |
Source: FEMA National Flood Hazard Layer, Santa Cruz County (06087C), updated July 10, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 35% of the US · above 21% of California |
|---|---|
| Wildfire Likelihood | About 1 in 2,941 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 066-191-04 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,129 sqft Living Area |
| Year Built | Built 1921 |
|---|---|
| Effective Year Built | Effective 1990 |
| Construction Type | Wood Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 3,877 sqft (0.089 acres) |
| Deck Area | 264 sqft Deck |
| Patio Area | 264 sqft Patio |
| Topography | Steep Topography |
| Cooling System | Wall Unit Cooling |
|---|---|
| Heating System | Floor/Wall Furnace Heating |
| Sewage | Septic Sewage |
| Water Source | Commercial Water Source |
| Street Address | 4 PROSPECT AVE |
|---|---|
| City | MOUNT HERMON |
| State | CA |
| Zip | 95041-3017 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | BLK 11 LOT 11 |
| Legal Subdivision | ZAYANTE RHO 02 |
| Legal Lot Number | 11 |
| Jurisdiction | SANTA CRUZ CA |
| Minor Civil Division | SANTA CRUZ |
| Census Blockgroup | 1 |
| Census Block | 1013 |
| Census Tract | 120700 |
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