12 Prospect Ave, Mount Hermon, CA 95041 Property Records

Santa Cruz County property record for 12 Prospect Ave, Mount Hermon, CA 95041 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,140 sqft · built 1907
Lot Size	0.082 acres (3,572 sqft)
Owner	Individual Name on File
Last Sale	$485,000 (Feb 2017)
Tax Bill	$6,932 (2025)
Deeds & Mortgages	Feb 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`066-191-08`

Property Details

APN / Parcel Number

Primary APN	`066-191-08`
Alternative APN	`066-191-08-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Building Area	1,140 sqft Living Area

Exterior

Year Built	Built 1907
Effective Year Built	Effective 1907
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	3,572 sqft (0.082 acres)
Deck Area	42 sqft
Patio Area	42 sqft

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Floor/Wall Furnace

Location & Zoning

Street Address	12 PROSPECT AVE
City	MOUNT HERMON
State	CA
Zip	95041-3017
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	MOUNT HERMON ASSOCIATION SUB 2
Legal Block	11
Legal Lot Number	7
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	1
Census Block	1013
Census Tract	120700

Owner

Source: Santa Cruz County records · APN 066-191-08

Assessment roll updated August 19, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	PO BOX 49, MOUNT HERMON, CA 95041-0049
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 23, 2017 · Amount on Record
Deed Sale	Feb 23, 2017 · Amount on Record
Prior Sale	Apr 15, 2014 · Amount on Record
Deed Document Number	20176520
Record Updated	Sep 20, 2026

February 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Feb 23, 2017
Property Address	12 PROSPECT AVE, MOUNT HERMON, CA 95041-3017
Document Number	0000006520
Instrument Date	Feb 08, 2017
Instrument	6520
Transaction Type	Transfer
Record Updated	Mar 16, 2017
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$533.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 PROSPECT AVE MOUNT HERMON CA 95041, MOUNT HERMON, CA 95041

Tax Assessment & Valuation

Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Unified School District	San Lorenzo Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$574,142 (+2%) Land $373,192 Building $200,950
2025	$6,932.00 (+4.74%) Homeowner's exemption	$562,884 (+4.04%) Land $365,875 Building $197,009
2023	$6,618.00 (+2.46%) Homeowner's exemption	$541,026 Land $351,667 Building $189,359	$565,380
2022	$6,459.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Cruz County (06087C), updated July 10, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060871207001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 57 individual NFIP policies nearby
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	57 in force 50 of 57 on primary residences
Nearby Flood Claims	26 (1995–2023)
Claims Outside the SFHA	1 of 26
Most Recent Claim	Jan 2023, other causes, Severe Winter Storms, Flooding, Landslides, And Mudslides
Flood Events	Severe Winter Storms, Flooding, Landslides, And Mudslides (Jan 2023), 16 claims Severe Winter Storms, Flooding, And Mudslides (Feb 2017), 7 claims Severe Winter Storms And Flooding (Feb 1998), 2 claims

Wildfire

Wildfire Risk	Low above 35% of the US · above 21% of California
Wildfire Likelihood	About 1 in 2,703 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.