Santa Cruz County property record for 10 Prospect Ave, Mount Hermon, CA 95041 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2002 |
| Square Footage | 1,694 sqft Living Area |
| Lot Size | 5,793 sqft (0.133 acres) |
| Garage | Attached, 244 sqft |
| Occupancy | Owner Occupied |
| Tax Bill | $5,438.00 (2025) |
Source: Santa Cruz County records · APN 066-191-07
Assessment roll updated August 19, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 108, MOUNT HERMON, CA 95041-0108 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Transfer Date | Jul 20, 2022 |
| Transfer Doc | 0000021761 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Apr 04, 2019 |
| Property Address | 10 PROSPECT AVE, MOUNT HERMON, CA 95041-3017 |
| Document Number | 0000008575 |
| Map Reference | MB 16 PG 2 |
| Instrument Date | Mar 25, 2019 |
| Instrument | 2019-0008575 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2021 |
| Title Company | PLACER TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 10 PROSPECT AVE, MOUNT HERMON, CA 95041-3017 |
| Document Number | 0000008576 |
|---|---|
| Date | Apr 04, 2019 |
| Instrument | 2019-0008576 |
| Name | SYNERGY ONE LENDING |
|---|---|
| Type | Lending Institution |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.34% |
| Type Change Date | Apr 01, 2020 |
| Change Frequency | Annually |
| Index | 1-Year LIBOR |
Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Unified School District | San Lorenzo Valley Unified School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $425,866 (+2%) Land $91,442 Building $334,424 | ||
| 2025 | $5,438.00 (+5.2%) Homeowner's exemption | $417,515 (+4.04%) Land $89,649 Building $327,866 | |
| 2023 | $5,169.00 (+2.42%) Homeowner's exemption | $401,302 Land $86,167 Building $315,135 | $696,780 |
| 2022 | $5,047.00 |
Source: FEMA National Flood Hazard Layer, Santa Cruz County (06087C), updated July 10, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 35% of the US · above 21% of California |
|---|---|
| Wildfire Likelihood | About 1 in 2,941 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 066-191-07 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,694 sqft Living Area |
| Gross Area | 1,938 sqft Gross Area |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Construction Type | Wood Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 5,793 sqft (0.133 acres) |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 244 sqft Garage |
| Deck Area | 392 sqft Deck |
| Patio Area | 392 sqft Patio |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Sewage | Septic Sewage |
| Water Source | Commercial Water Source |
| Street Address | 10 PROSPECT AVE |
|---|---|
| City | MOUNT HERMON |
| State | CA |
| Zip | 95041-3017 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Subdivision | MOUNT HERMON 02 |
| Legal Block | 1 |
| Legal Lot Number | 8 |
| Jurisdiction | SANTA CRUZ CA |
| Minor Civil Division | SANTA CRUZ |
| Census Blockgroup | 1 |
| Census Block | 1013 |
| Census Tract | 120700 |
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