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16 Prospect Ave, Mount Hermon, CA 95041 Property Records

Santa Cruz County property record for 16 Prospect Ave, Mount Hermon, CA 95041 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,006 sqft · built 1921
Lot Size0.141 acres (6,142 sqft)
Owner2 Company Names on File
Last Sale$526,500 (Oct 2019)
Tax Bill$7,158 (2025)
Deeds & MortgagesJul 2022 Line of Credit
Sep 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN066-191-10

Property Details

APN / Parcel Number

Primary APN066-191-10
Alternative APN
  • 066-191-10-000

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Building Area1,006 sqft Living Area

Exterior

Year BuiltBuilt 1921
Effective Year BuiltEffective 1987
Construction TypeWood
Roof TypeSawtooth
Roof MaterialComposition Shingle
Lot Area6,142 sqft (0.141 acres)
Parking Spaces1 Parking Space
Garage Area210 sqft Garage
Total Buildings2 Buildings
Deck Area121 sqft Deck
Patio Area121 sqft Patio

Location & Zoning

Street Address16 PROSPECT AVE
CityMOUNT HERMON
StateCA
Zip95041
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionMOUNT HERMON PARK
Legal Lot Number6
JurisdictionSANTA CRUZ CA
Township / Civil DivisionSANTA CRUZ
Census Block Group1
Census Block1013
Census Tract120700

Owner

Source: Santa Cruz County records · APN 066-191-10

Assessment roll updated August 19, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Mailing AddressPO BOX 88, MOUNT HERMON, CA 95041-0088
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Jul 15, 2022Deed of Trust, Mortgage · Line of Credit
US BANK NA
Sep 30, 2020Deed of Trust, Mortgage · Conventional Mortgage
FLAGSTAR BANK FSB
Oct 25, 2019Grant Deed, Transfer · Conventional Mortgage
FLAGSTAR BANK FSB

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 25, 2019 · Amount on Record
Deed SaleOct 25, 2019 · Amount on Record
Prior SaleJul 13, 2009 · Amount on Record
Deed Document Number201933071
Last Transfer DateDec 03, 2024
Transfer Doc0000024012
Record UpdatedSep 20, 2026

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address16 PROSPECT AVE, MOUNT HERMON, CA 95041
Transaction TypeMortgage
Record UpdatedSep 05, 2023
Title CompanyRADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 7369, SANTA CRUZ, CA 95061-7369

Mortgage

Document Number0000020958
DateJul 15, 2022
Instrument2022-0020958
Lender
NameUS BANK NA
TypeBank
AddressCINCINNATI, OH 45202
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueJun 16, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address16 PROSPECT AVE, MOUNT HERMON, CA 95041
Transaction TypeMortgage
Record UpdatedJul 25, 2022
Title CompanyOLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address16 PROSPECT AVE, MOUNT HERMON, CA 95041

Mortgage

Document Number0000039309
DateSep 30, 2020
Instrument2020-0039309
Lender
NameFLAGSTAR BANK FSB
TypeBank
AddressTROY, MI 48098
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2050

October 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSANTA CRUZ CA
Recording DateOct 25, 2019
Property Address16 PROSPECT AVE, MOUNT HERMON, CA 95041
Document Number0000033071
Map ReferenceVOL 16 PG 2
Instrument DateOct 14, 2019
Instrument2019-0033071
Transaction TypeTransfer
Record UpdatedJul 25, 2022
Title CompanyOLD REPUBLIC TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address16 PROSPECT AVE, MOUNT HERMON, CA 95041

Mortgage

Document Number0000033072
DateOct 25, 2019
Instrument2019-0033072
Lender
NameFLAGSTAR BANK FSB
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2049

Tax Assessment & Valuation

Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
Unified School DistrictSan Lorenzo Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$587,321 (+2%) Land $485,809 Building $101,512
2025$7,158.00 (+4.65%)$575,805 (+4.04%) Land $476,283 Building $99,522
2023$6,840.00 (+2.43%)$553,445 Land $457,788 Building $95,657$662,400
2022$6,678.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Cruz County (06087C), updated July 10, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 35% of the US · above 21% of California
Wildfire LikelihoodAbout 1 in 2,703 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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