Santa Cruz County property record for 18 Prospect Ave, Mount Hermon, CA 95041 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 1 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 2005 |
| Square Footage | 988 sqft Living Area |
| Lot Size | 7,449 sqft (0.171 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $808,000 (2022) |
| Tax Bill | $10,308.00 (2025) |
| Primary APN | 066-191-11 |
|---|---|
| Alternative APN |
|
| Bedrooms | 1 Beds |
|---|---|
| Full Baths | 1 Baths |
| Total Rooms | 2 Rooms |
| Building Area | 988 sqft Living Area |
| Gross Area | 1,228 sqft Gross Area |
| Year Built | Built 1937 |
|---|---|
| Effective Year Built | Effective 2005 |
| Construction Type | Wood Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 7,449 sqft (0.171 acres) |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 240 sqft Garage |
| Total Buildings | 2 Total Buildings |
| Cooling System | Wall Unit Cooling |
|---|---|
| Heating System | Floor/Wall Furnace Heating |
| Sewage | Septic Sewage |
| Water Source | Commercial Water Source |
| Street Address | 18 PROSPECT AVE |
|---|---|
| City | MOUNT HERMON |
| State | CA |
| Zip | 95041 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Subdivision | MOUNT HERMON ASSOCIATION |
| Legal Block | 11 |
| Legal Lot Number | 5 |
| Jurisdiction | SANTA CRUZ CA |
| Minor Civil Division | SANTA CRUZ |
| Census Blockgroup | 1 |
| Census Block | 1013 |
| Census Tract | 120700 |
Source: Santa Cruz County records · APN 066-191-11
Assessment roll updated August 19, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 18 PROSPECT AVE, MOUNT HERMON, CA 95041 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Joint Tenants |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 31, 2022 · Amount on Record |
| Deed Sale | May 31, 2022 · Amount on Record |
| Deed Doc Number | 202216770 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | May 31, 2022 |
| Property Address | 18 PROSPECT AVE, MOUNT HERMON, CA 95041 |
| Document Number | 0000016770 |
| Map Reference | VOL 16 PG 2 |
| Instrument Date | May 25, 2022 |
| Instrument | 2022-0016770 |
| Transaction Type | Transfer |
| Record Updated | Jun 15, 2022 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $888.80 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 18 PROSPECT AVE, MOUNT HERMON, CA 95041 |
| Document Number | 0000016771 |
|---|---|
| Date | May 31, 2022 |
| Instrument | 2022-0016771 |
| Name | FINANCE OF AMERICA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2052 |
Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Unified School District | San Lorenzo Valley Unified School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $874,606 (+2%) Land $655,954 Building $218,652 | ||
| 2025 | $10,308.00 (+4.21%) Homeowner's exemption | $857,456 (+4.04%) Land $643,092 Building $214,364 | |
| 2023 | $9,892.00 (+151.64%) Homeowner's exemption | $824,160 Land $618,120 Building $206,040 | $710,100 |
| 2022 | $3,931.00 |
Source: FEMA National Flood Hazard Layer, Santa Cruz County (06087C), updated July 10, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 35% of the US · above 21% of California |
|---|---|
| Wildfire Likelihood | About 1 in 2,703 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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