4 Cumberland Ln, Gorham, ME 04038 Property Records

Cumberland County and Gorham Town property record for 4 Cumberland Ln, Gorham, ME 04038

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,167 sqft · built 2017
Lot Size0.37 acres (16,117 sqft)
Owner2 Individual Names on Record
Last Sale$270,300 (May 2017)
Tax Bill$7,504 (2025)
Deeds & MortgagesFeb 2024 Refinance
Nov 2020 Refinance
+ 2 more
Flood ZoneZone X (minimal risk)
APN27-0005-0101

Property Details

APN / Parcel Number

Primary APN27-0005-0101
Alternative APN
  • GRHM M:027 B:005 L:101

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories2 Stories
Building Area2,167 sqft Living Area
Gross Area4,090 sqft
1st Floor Area884 sqft
Basement Area884 sqft
Unfinished Basement884 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2017
Effective Year BuiltEffective 2017
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area16,117 sqft (0.37 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas

Location & Zoning

Account Number27-0005-0101
Street Address4 CUMBERLAND LN
CityGORHAM
StateME
Zip04038-1329
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeUR
Legal SubdivisionVILLAGE XING
Legal Block5
Legal Lot Number101
JurisdictionGORHAM ME
Township / Civil DivisionGORHAM
Census Block Group1
Census Block1012
Census Tract4002

Owner

Source: Cumberland County and Gorham Town records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address4 CUMBERLAND LN, GORHAM, ME 04038-1329
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 29, 2024Deed of Trust, Mortgage · Stand-Alone Refinance
CPORT CREDIT UNION
Nov 9, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
RESIDENTIAL MORTGAGE SERVICES
May 29, 2018Quit Claim Deed, Transfer
Quitclaim
May 15, 2017Warranty Deed, Transfer · FHA Mortgage
UNITED WHOLESALE MTG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 15, 2017 · Amount on Record
Deed SaleMay 15, 2017 · Amount on Record
Deed Document Number201721618
Deed Book / Page34008 / 60
Record UpdatedSep 20, 2026

February 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGORHAM ME
Property Address4 CUMBERLAND LN, GORHAM, ME 04038-1329
Transaction TypeMortgage
Record UpdatedMar 11, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0406300233
DateFeb 29, 2024
Book Page40630/233
Instrument6985
Lender
NameCPORT CREDIT UNION
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term181 Months
DueMar 1, 2039

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGORHAM ME
Property Address4 CUMBERLAND LN, GORHAM, ME 04038-1329
Transaction TypeMortgage
Record UpdatedJul 25, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0374060001
DateNov 9, 2020
Book Page37406/1
Instrument72329
Lender
NameRESIDENTIAL MORTGAGE SERVICES
TypeMortgage Company
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueDec 1, 2050

May 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionGORHAM ME
Recording DateMay 29, 2018
Property Address4 CUMBERLAND LN, GORHAM, ME 04038-1329
Document Number0348680020
Book / Page034868 / 000020
Instrument DateMay 21, 2018
Instrument23869
Transaction TypeTransfer
Record UpdatedJun 7, 2018

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4 RYAN RD SACO ME 040729100, SACO, ME 04072-9100

May 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGORHAM ME
Recording DateMay 15, 2017
Property Address4 CUMBERLAND LN, GORHAM, ME 04038-1329
Document Number0340080060
Book / Page34008 / 0060
Instrument000000021618
Transaction TypeTransfer
Record UpdatedJul 25, 2022

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000021619
DateMay 15, 2017
Instrument000000021619
Lender
NameUNITED WHOLESALE MTG
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 15, 2047

Tax Assessment & Valuation

Source: Cumberland County and Gorham Town assessment roll, as of May 21, 2026

Property Jurisdictions

TypeName
StateMaine
CountyCumberland County
County SubdivisionGorham Town
Unified School DistrictGorham (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$7,504.00 (+13.39%)$507,000 (+12.62%) Land $155,600 Building $351,400
2024$6,618.00 (+14.4%)$450,200 (-) Land $155,600 Building $294,600
2022$5,785.00$450,200 Land $155,600 Building $294,600

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims1 (1979)
Most Recent ClaimFeb 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 53% of Maine
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPORTLAND WATER DISTRICT-GREATER
serves 135,068 people · EPA ID ME0091300
Water SourceSurface water
Last State InspectionAug 2024
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Fidium Fiber
Fiber
2,000 / 2,000
GoNetspeed
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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