Cumberland County and Gorham Town property record for 16 Cumberland Ln, Gorham, ME 04038
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,133 sqft · built 2017 |
| Lot Size | 0.37 acres (16,117 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $662,500 (Sep 2026) |
| Tax Bill | $7,891 (2025) |
| Deeds & Mortgages | Sep 2026 Sale & Mortgage Dec 2020 Refinance + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 27-0005-0104 |
| Primary APN | 27-0005-0104 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,133 sqft Living Area |
| Gross Area | 3,792 sqft |
| 1st Floor Area | 836 sqft |
| Basement Area | 836 sqft |
| Unfinished Basement | 836 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 16,117 sqft (0.37 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Account Number | 27-0005-0104 |
|---|---|
| Street Address | 16 CUMBERLAND LN |
| City | GORHAM |
| State | ME |
| Zip | 04038-1329 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | UR |
| Legal Subdivision | VILLAGE XING RESIDENTIAL |
| Legal Block | 5 |
| Legal Lot Number | 104 |
| Jurisdiction | GORHAM ME |
| Township / Civil Division | GORHAM |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 4002 |
Source: Cumberland County and Gorham Town records, as of September 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 499 CUMERBLAND ST # 5, 5, WESTBROOK, ME |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Sep 14, 2026 | Warranty Deed, Transfer · Conventional Mortgage UNIVERSITY CREDIT UNION |
| Dec 1, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance CUSO HOME LENDING |
| Sep 28, 2017 | Warranty Deed, Transfer MAINE SAVINGS FCU |
| Jan 31, 2017 | Warranty Deed, Transfer CASCO FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 14, 2026 · Amount on Record |
| Deed Sale | Sep 14, 2026 · Amount on Record |
| Prior Sale | Sep 28, 2017 · Amount on Record |
| Deed Document Number | 202640133 |
| Deed Book / Page | 42539 / 115 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GORHAM ME |
| Recording Date | Sep 14, 2026 |
| Property Address | 16 CUMBERLAND LN, GORHAM, ME 04038-1329 |
| Document Number | 0000040133 |
| Book / Page | 42539 / 115 |
| Instrument Date | Sep 11, 2026 |
| Instrument | 202640133 |
| Transaction Type | Transfer |
| Record Updated | Sep 30, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Date | Sep 14, 2026 |
|---|
| Name | UNIVERSITY CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GORHAM ME |
| Property Address | 16 CUMBERLAND LN, GORHAM, ME 04038-1329 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0375100133 |
|---|---|
| Date | Dec 1, 2020 |
| Book Page | 37510/133 |
| Instrument | 78531 |
| Name | CUSO HOME LENDING |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 325 Months |
| Due | Jan 1, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GORHAM ME |
| Recording Date | Sep 28, 2017 |
| Property Address | 16 CUMBERLAND LN, GORHAM, ME 04038-1329 |
| Document Number | 0343470237 |
| Book / Page | 34347 / 0237 |
| Instrument | 000000049698 |
| Transaction Type | Transfer |
| Record Updated | Jul 25, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0000049699 |
|---|---|
| Date | Sep 28, 2017 |
| Instrument | 000000049699 |
| Name | MAINE SAVINGS FCU |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Sep 28, 2047 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GORHAM ME |
| Recording Date | Jan 31, 2017 |
| Property Address | 16 CUMBERLAND LN, GORHAM, ME 04038-1329 |
| Document Number | 0337970275 |
| Book / Page | 33797 / 0275 |
| Instrument | 000000005096 |
| Transaction Type | Transfer |
| Record Updated | Jul 25, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0000005097 |
|---|---|
| Date | Jan 31, 2017 |
| Instrument | 000000005097 |
| Name | CASCO FCU |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 361 Months |
| Due | Jan 31, 2047 |
Source: Cumberland County and Gorham Town assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Cumberland County |
| County Subdivision | Gorham Town |
| Unified School District | Gorham (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $7,891.00 (+0.68%) | $533,200 (-) Land $155,400 Building $377,800 |
| 2024 | $7,838.00 (+14.39%) | $533,200 (-) Land $155,400 Building $377,800 |
| 2022 | $6,852.00 | $533,200 Land $155,400 Building $377,800 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (1979) |
| Most Recent Claim | Feb 1979 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 53% of Maine |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PORTLAND WATER DISTRICT-GREATER serves 135,068 people · EPA ID ME0091300 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Fidium Fiber Fiber | 2,000 / 2,000 |
| GoNetspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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