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46 Cumberland Ln, Gorham, ME 04038 Property Records

Cumberland County and Gorham Town property record for 46 Cumberland Ln, Gorham, ME 04038

Property Summary

Property TypeCondominium
Details3 bd · 1.5 ba · 1,218 sqft · built 1999
Lot Size0.25 acres (10,890 sqft)
OwnerIndividual Name on Record
Last Sale$135,000 (Aug 2018)
Tax Bill$3,474 (2025)
Deeds & MortgagesNov 2018 Line of Credit
Aug 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN27-0005-0210

Property Details

APN / Parcel Number

Primary APN27-0005-0210
Alternative APN
  • GRHM M:027 B:005 L:210

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,218 sqft Living Area
Gross Area2,012 sqft
1st Floor Area560 sqft
AtticAttic
Attic Area352 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 2006
Architectural StyleCondo/Apartment
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialMetal
Lot Area10,890 sqft (0.25 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number27-0005-0210
Street Address46 CUMBERLAND LN
CityGORHAM
StateME
Zip04038-1329
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeOR
Legal SubdivisionVILLAGE XING TWNHMS CONDOS
Legal Block5
Legal Lot Number210
JurisdictionGORHAM ME
Township / Civil DivisionGORHAM
Census Block Group1
Census Block1012
Census Tract4002

Owner

Source: Cumberland County and Gorham Town records, as of May 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address46 CUMBERLAND LN, GORHAM, ME 04038-1329
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 19, 2018Deed of Trust, Mortgage · Line of Credit
PEOPLESCHOICE CU
Aug 30, 2018Deed of Trust, Transfer
EMBRACE HM LOANS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 31, 2018 · Amount on Record
Deed SaleAug 31, 2018 · Amount on Record
Prior SaleJun 28, 2012 · Amount on Record
Deed Document Number201844412
Deed Book / Page35111 / 143
Transfer Doc0351110145
Record UpdatedSep 20, 2026

November 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGORHAM ME
Property Address46 CUMBERLAND LN, GORHAM, ME 04038-1329
Document Number0353140039
Instrument DateNov 19, 2018
Transaction TypeMortgage
Record UpdatedJan 14, 2019

Transferred To (Grantee/Buyer)

NameVerified Name
Address46 CUMBERLAND LN GORHAM ME 040381329, GORHAM, ME 04038-1329

Mortgage

Document Number0353140039
DateNov 28, 2018
Book Page035314/000039
Instrument60274
Lender
NamePEOPLESCHOICE CU
TypeCredit Union
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

August 2018: Deed of Trust, Transfer

Document TypeDeed of Trust
JurisdictionGORHAM ME
Property Address46 CUMBERLAND LN, GORHAM, ME 04038-1329
Document Number0351110145
Instrument DateAug 30, 2018
Transaction TypeTransfer
Record UpdatedJan 15, 2019

Transaction

Additional
  • Intrafamily Transfer

Transferred To (Grantee/Buyer)

NameVerified Name
Address46 CUMBERLAND LN #10 GORHAM ME 040381329, 10, GORHAM, ME 04038-1329

Mortgage

Document Number0351110145
DateAug 31, 2018
Book Page035111/000145
Instrument44413
Lender
NameEMBRACE HM LOANS
TypeFunding / Finance Company
AddressMIDDLETOWN, RI 02842
Agreement
AmountAmount Recorded
Term360 Months
DueAug 30, 2048

Tax Assessment & Valuation

Source: Cumberland County and Gorham Town assessment roll, as of May 21, 2026

Property Jurisdictions

TypeName
StateMaine
CountyCumberland County
County SubdivisionGorham Town
Unified School DistrictGorham (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$3,474.00 (+0.7%)$234,700 (-) Land $32,000 Building $202,700
2024$3,450.00 (+14.39%)$234,700 (-) Land $32,000 Building $202,700
2022$3,016.00$234,700 Land $32,000 Building $202,700

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims1 (1979)
Most Recent ClaimFeb 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 53% of Maine
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPORTLAND WATER DISTRICT-GREATER
serves 135,068 people · EPA ID ME0091300
Water SourceSurface water
Last State InspectionAug 2024
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Fidium Fiber
Fiber		2,000 / 2,000
GoNetspeed
Fiber		2,000 / 2,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

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