22 Cumberland Ln, Gorham, ME 04038 Property Records

Cumberland County and Gorham Town property record for 22 Cumberland Ln, Gorham, ME 04038

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,030 sqft · built 2017
Lot Size0.34 acres (14,810 sqft)
Owner2 Individual Names on Record
Last Sale$570,000 (Apr 2022)
Tax Bill$7,779 (2025)
Deeds & MortgagesApr 2022 Sale & Mortgage
Jan 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN27-0005-0106

Property Details

APN / Parcel Number

Primary APN27-0005-0106
Alternative APN
  • GRHM M:027 B:005 L:106

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area2,030 sqft Living Area
Gross Area3,760 sqft
1st Floor Area804 sqft
Basement Area804 sqft
Unfinished Basement448 sqft

Exterior

Year BuiltBuilt 2017
Effective Year BuiltEffective 2017
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area14,810 sqft (0.34 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas

Location & Zoning

Account Number27-0005-0106
Street Address22 CUMBERLAND LN
CityGORHAM
StateME
Zip04038-1329
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeUR
Legal SubdivisionVILLAGE XING
Legal Block5
Legal Lot Number106
JurisdictionGORHAM ME
Township / Civil DivisionGORHAM
Census Block Group1
Census Block1012
Census Tract4002

Owner

Source: Cumberland County and Gorham Town records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address22 CUMBERLAND LN, GORHAM, ME 04038-1329
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 8, 2022Warranty Deed, Transfer · Stand-Alone First Mortgage
TOTAL MORTGAGE SERVICES LLC
Jan 29, 2020Deed of Trust, Mortgage
CPORT CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 8, 2022 · Amount on Record
Deed SaleApr 8, 2022 · Amount on Record
Prior SaleOct 21, 2016 · Amount on Record
Deed Document Number202219039
Deed Book / Page39331 / 200
Transfer Doc0335390051
Record UpdatedSep 20, 2026

April 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGORHAM ME
Recording DateApr 8, 2022
Property Address22 CUMBERLAND LN, GORHAM, ME 04038-1329
Document Number0393310200
Book / Page39331 / 200
Instrument DateApr 8, 2022
Instrument19039
Transaction TypeTransfer
Record UpdatedNov 20, 2025

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address95 PLEASANT VIEW AVE, HAVERHILL, MA 01832-4429
InvestorPossibly a Property Investor

Mortgage

Document Number0000019040
DateApr 8, 2022
Instrument19040
Lender
NameTOTAL MORTGAGE SERVICES LLC
TypeMortgage Company
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGORHAM ME
Property Address22 CUMBERLAND LN, GORHAM, ME 04038-1329
Document Number0364070227
Instrument DateJan 29, 2020
Transaction TypeMortgage
Record UpdatedFeb 17, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address22 CUMBERLAND LN GORHAM ME 040381329, GORHAM, ME 04038-1329

Mortgage

Document Number0364070227
DateFeb 6, 2020
Book Page036407/000227
Instrument6983
Lender
NameCPORT CU
TypeCredit Union
AddressPORTLAND, ME 04103
Agreement
AmountAmount Recorded
Term300 Months
DueFeb 5, 2045

Tax Assessment & Valuation

Source: Cumberland County and Gorham Town assessment roll, as of May 21, 2026

Property Jurisdictions

TypeName
StateMaine
CountyCumberland County
County SubdivisionGorham Town
Unified School DistrictGorham (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$7,779.00 (+1.42%)$525,600 (+0.73%) Land $154,300 Building $371,300
2024$7,670.00 (+14.39%)$521,800 (-) Land $154,300 Building $367,500
2022$6,705.00$521,800 Land $154,300 Building $367,500

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims1 (1979)
Most Recent ClaimFeb 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 53% of Maine
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPORTLAND WATER DISTRICT-GREATER
serves 135,068 people · EPA ID ME0091300
Water SourceSurface water
Last State InspectionAug 2024
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Fidium Fiber
Fiber
2,000 / 2,000
GoNetspeed
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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