Cumberland County and Gorham Town property record for 44 Cumberland Ln, Gorham, ME 04038
| Property Type | Condominium |
|---|---|
| Details | 3 bd · 1.5 ba · 1,218 sqft · built 1999 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | Individual Name on File |
| Last Sale | $249,700 (Apr 2019) |
| Tax Bill | $3,404 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage Jul 2023 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C2330R |
| Primary APN | C2330R |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,218 sqft Living Area |
| Gross Area | 1,980 sqft |
| 1st Floor Area | 560 sqft |
| Attic | Attic |
| Attic Area | 352 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Condo/Apartment |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 10,890 sqft (0.25 acres) |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Account Number | C2330R |
|---|---|
| Street Address | 44 CUMBERLAND LN |
| City | GORHAM |
| State | ME |
| Zip | 04038-1329 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | OR |
| Legal Subdivision | VILLAGE XING TWNHSES CONDO |
| Legal Block | 5 |
| Legal Lot Number | 211 |
| Jurisdiction | GORHAM ME |
| Township / Civil Division | GORHAM |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 4002 |
44 Cumberland Ln, a condominium, is owned and occupied by an individual who bought it in April 2019.
Source: Cumberland County and Gorham Town records, as of May 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 44 CUMBERLAND LN, GORHAM, ME 04038-1329 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 8, 2026 | Deed of Trust, Mortgage TOWN COUNTRY FEDERAL CREDIT UNION |
| Jul 26, 2023 | Deed of Trust, Mortgage · Line of Credit BANGOR SAVINGS BANK |
| Apr 25, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance CALIBER HOME LOANS INC |
| Apr 16, 2019 | Warranty Deed, Transfer · Stand-Alone First Mortgage NORTHEAST BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 16, 2019 · Amount on File |
| Deed Sale | Apr 16, 2019 · Amount on File |
| Prior Sale | Jun 15, 2009 · Amount on File |
| Deed Document Number | 201915021 |
| Deed Book / Page | 35579 / 110 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GORHAM ME |
| Recording Date | Jul 8, 2026 |
| Property Address | 44 CUMBERLAND LN, GORHAM, ME 04038-1329 |
| Document Number | 0000028290 |
| Book / Page | 42384 / 53 |
| Instrument Date | Jun 25, 2026 |
| Instrument | 202628290 |
| Transaction Type | Mortgage |
| Record Updated | Jul 29, 2026 |
| Name | Verified Name |
|---|---|
| Address | 44 CUMBERLAND LN, GORHAM, ME 04038-1329 |
| Document Number | 0000028290, |
|---|---|
| Date | Jul 8, 2026 |
| Book Page | 42384/53 |
| Instrument | 202628290 |
| Name | TOWN COUNTRY FEDERAL CREDIT UNION |
|---|
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Rate | 6.53% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GORHAM ME |
| Property Address | 44 CUMBERLAND LN, GORHAM, ME 04038-1329 |
| Transaction Type | Mortgage |
| Record Updated | Aug 14, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0402620074 |
|---|---|
| Date | Jul 26, 2023 |
| Book Page | 40262/74 |
| Instrument | 24821 |
| Name | BANGOR SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GORHAM ME |
| Property Address | 44 CUMBERLAND LN, GORHAM, ME 04038-1329 |
| Transaction Type | Mortgage |
| Record Updated | May 9, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0393670129 |
|---|---|
| Date | Apr 25, 2022 |
| Book Page | 39367/129 |
| Instrument | 21498 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 349 Months |
| Due | May 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GORHAM ME |
| Recording Date | Apr 16, 2019 |
| Property Address | 44 CUMBERLAND LN, GORHAM, ME 04038-1329 |
| Document Number | 0355790110 |
| Book / Page | 35579 / 110 |
| Instrument Date | Apr 12, 2019 |
| Instrument | 15021 |
| Transaction Type | Transfer |
| Record Updated | May 11, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7 ETHELS WAY, GORHAM, ME 04038-1873 |
| Document Number | 15022 |
|---|---|
| Date | Apr 16, 2019 |
| Instrument | 15022 |
| Name | NORTHEAST BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 44 Cumberland Ln was $3,404, up 0.7% from the year before.
Source: Cumberland County and Gorham Town assessment roll, as of May 21, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Cumberland County |
| County Subdivision | Gorham Town |
| Unified School District | Gorham (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $3,404.00 (+0.68%) | $230,000 (-) Land $32,000 Building $198,000 |
| 2024 | $3,381.00 | $230,000 Land $32,000 Building $198,000 |
| 2022 | $2,956.00 | $230,000 Land $32,000 Building $198,000 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 44 Cumberland Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (1979) |
| Most Recent Claim | Feb 1979 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 44 Cumberland Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 53% of Maine |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PORTLAND WATER DISTRICT-GREATER serves 135,068 people · EPA ID ME0091300 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Fidium Fiber Fiber | 2,000 / 2,000 |
| GoNetspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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