3995 Tara Ridge Rd, Fulton, MO 65251 Property Records

Callaway County property record for 3995 Tara Ridge Rd, Fulton, MO 65251

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,430 sqft · built 2007
Lot Size	3 acres (130,680 sqft)
Owner	Individual Name on Record
Tax Bill	$1,675 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Sep 2020 Sale
Flood Zone	Zone A (high risk)
APN	`08-04.0-20.0-00-000-006.004`

Property Details

APN / Parcel Number

Primary APN	`08-04.0-20.0-00-000-006.004`
Alternative APNs	`804020000000006000` `804020000000006004`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,430 sqft Living Area
1st Floor Area	520 sqft
Basement Area	1,066 sqft
Unfinished Basement	1,066 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Conventional
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	130,680 sqft (3 acres)
Porch	Slab
Porch Area	448 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Oil

Location & Zoning

Account Number	804020000000006004
Street Address	3995 TARA RIDGE RD
City	FULTON
State	MO
Zip	65251-3784
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 CHAD HOLLOW ESTATES
Legal Range	09W
Legal Township	48N
Legal Section	20
Legal Subdivision	CHAD HOLLOW ESTATES
Legal Lot Number	1
Jurisdiction	CALLAWAY MO
Township / Civil Division	MCCREDIE
Census Block Group	3
Census Block	3176
Census Tract	70100

Owner

Source: Callaway County records, as of January 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3995 TARA RIDGE RD, FULTON, MO 65251-3784
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 3, 2020	Deed of Trust, Mortgage · Stand-Alone First Mortgage JEFFERSON BANK
Sep 3, 2020	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 28, 2022
Deed Sale	Feb 28, 2022
Prior Sale	Sep 3, 2020 · Amount on Record
Deed Document Number	20221176
Deed Book / Page	498 / 146
Prior Transfer Date	Feb 22, 2022
Prior Transfer Doc	0000001176
Record Updated	Sep 20, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLAWAY MO
Property Address	3995 TARA RIDGE RD, FULTON, MO 65251-3784
Transaction Type	Mortgage
Record Updated	Mar 11, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000244/939
Date	Sep 3, 2020
Book Page	244/939
Instrument	202006117

Lender

Name	JEFFERSON BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Oct 1, 2040

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALLAWAY MO
Recording Date	Sep 3, 2020
Property Address	3995 TARA RIDGE RD, FULTON, MO 65251-3784
Document Number	000487/343
Book / Page	487 / 343
Instrument Date	Aug 21, 2020
Instrument	202006116
Transaction Type	Transfer
Record Updated	Jun 13, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3995 TARA RIDGE RD, FULTON, MO 65251-3784

Tax Assessment & Valuation

Source: Callaway County assessment roll, as of January 15, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Callaway County
Unified School District	North Callaway County R-I School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,675.00 (+0.12%)	$26,249 (-)	$138,150 (-)
2024	$1,673.00 (+4.11%)	$26,249 (-)	$138,150 (-)
2023	$1,607.00 (+1.9%)	$26,249 (+1.84%)	$138,150 (+1.84%)
2022	$1,577.00	$25,774 Land $2,850 Building $22,924
2021			$135,650 Land $15,000 Building $120,650

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 5, 2012

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 60% of Missouri
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CALLAWAY 2 WATER DISTRICT serves 13,080 people · EPA ID MO3024085
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Callabyte Fiber	1,000 / 1,000
FireServe Fixed Wireless · not low latency	100 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Spectrum.

Cell Coverage

5G and 4G LTE (outdoors only)

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