Callaway County property record for 3899 Tara Ridge Rd, Fulton, MO 65251
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 2,851 sqft · built 2011 |
| Lot Size | 3 acres (130,680 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $389,106 (Nov 2025) |
| Tax Bill | $2,702 (2024) |
| Deeds & Mortgages | Nov 2025 Mortgage Nov 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-04.0-20.0-00-000-006.014 |
| Primary APN | 08-04.0-20.0-00-000-006.014 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Total Rooms | 12 Rooms |
| Stories | 1 Story |
| Building Area | 2,851 sqft Living Area |
| 1st Floor Area | 2,851 sqft |
| Flooring | Softwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2011 |
|---|---|
| Effective Year Built | Effective 2011 |
| Architectural Style | Conventional |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 130,680 sqft (3 acres) |
| Shed | 1 Shed |
| Shed Area | 240 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Oil |
| Account Number | 804020000000006014 |
|---|---|
| Street Address | 3899 TARA RIDGE RD |
| City | FULTON |
| State | MO |
| Zip | 65251-3783 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 10 CHAD HOLLOW ESTATES |
| Legal Range | 09W |
| Legal Township | 48N |
| Legal Section | 20 |
| Legal Subdivision | CHAD HOLLOW ESTATES |
| Legal Lot Number | 10 |
| Jurisdiction | CALLAWAY MO |
| Township / Civil Division | MCCREDIE |
| Census Block Group | 3 |
| Census Block | 3176 |
| Census Tract | 70100 |
Source: Callaway County records, as of January 15, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3899 TARA RIDGE RD, FULTON, MO 65251-3783 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Nov 26, 2025 | Deed of Trust, Mortgage · Conventional Mortgage THE CENTRAL TRUST BANK |
| Nov 13, 2020 | Deed of Trust, Mortgage · ARM UNITED SECURITY BANK |
| Nov 13, 2020 | Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 26, 2025 · Amount on Record |
| Deed Sale | Nov 26, 2025 · Amount on Record |
| Prior Sale | Nov 13, 2020 · Amount on Record |
| Deed Document Number | 20256682 |
| Deed Book / Page | 523 / 990 |
| Prior Transfer Date | May 26, 2016 |
| Prior Transfer Doc | M0459/0738 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALLAWAY MO |
| Property Address | 3899 TARA RIDGE RD, FULTON, MO 65251-3783 |
| Transaction Type | Mortgage |
| Record Updated | Dec 29, 2025 |
| Name | Verified Name |
|---|
| Document Number | 000523/991 |
|---|---|
| Date | Nov 26, 2025 |
| Book Page | 523/991 |
| Instrument | 202506683 |
| Name | THE CENTRAL TRUST BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALLAWAY MO |
| Property Address | 3899 TARA RIDGE RD, FULTON, MO 65251-3783 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2023 |
| Name | Verified Name |
|---|
| Document Number | 000245/475 |
|---|---|
| Date | Nov 13, 2020 |
| Book Page | 245/475 |
| Instrument | 202008251 |
| Name | UNITED SECURITY BANK |
|---|
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | CALLAWAY MO |
| Recording Date | Nov 13, 2020 |
| Property Address | 3899 TARA RIDGE RD, FULTON, MO 65251-3783 |
| Document Number | 000488/885 |
| Book / Page | 488 / 885 |
| Instrument Date | Nov 6, 2020 |
| Instrument | 202008250 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | TARA RIDGE RD, FULTON, MO |
Source: Callaway County assessment roll, as of January 15, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Callaway County |
| Unified School District | North Callaway County R-I School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $42,389 (-) | $223,100 (-) | |
| 2024 | $2,702.00 (+121.11%) | $42,389 (+112.3%) | $223,100 (+112.29%) |
| 2023 | $1,222.00 (+2.43%) | $19,967 (+2.44%) | $105,090 (+2.44%) |
| 2022 | $1,193.00 (+59.28%) | $19,492 Land $2,280 Building $17,212 | |
| 2021 | $102,590 Land $12,000 Building $90,590 | ||
| 2015 | $749.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 5, 2012
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 67% of Missouri |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CALLAWAY 2 WATER DISTRICT serves 13,080 people · EPA ID MO3024085 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Callabyte Fiber | 1,000 / 1,000 |
| FireServe Fixed Wireless · not low latency | 100 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
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