3975 Tara Ridge Rd, Fulton, MO 65251 Property Records

Callaway County property record for 3975 Tara Ridge Rd, Fulton, MO 65251

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,288 sqft · built 2005
Lot Size	3 acres (130,680 sqft)
Owner	Individual Name on Record
Tax Bill	$2,752 (2025)
Deeds & Mortgages	Jan 2019 Mortgage Aug 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`08-04.0-20.0-00-000-006.006`

Property Details

APN / Parcel Number

Primary APN	`08-04.0-20.0-00-000-006.006`
Alternative APNs	`804020000000006000` `804020000000006006`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,288 sqft Living Area
1st Floor Area	1,346 sqft
Basement Area	1,346 sqft
Finished Basement	600 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	130,680 sqft (3 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Deck Area	168 sqft
Patio Area	2,250 sqft
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Oil

Location & Zoning

Account Number	804020000000006006
Street Address	3975 TARA RIDGE RD
City	FULTON
State	MO
Zip	65251-3784
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2 CHAD HOLLOW ESTATES
Legal Subdivision	CHAD HOLLOW ESTATES
Legal Lot Number	2
Jurisdiction	CALLAWAY MO
Township / Civil Division	MCCREDIE
Census Block Group	3
Census Block	3176
Census Tract	70100

Owner

Source: Callaway County records, as of January 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	3975 TARA RIDGE RD, FULTON, MO 65251-3784
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 14, 2019	Deed of Trust, Mortgage · Stand-Alone First Mortgage FLAT BRANCH MORTGAGE
Aug 21, 2018	Deed of Trust, Mortgage COMMERCIAL BK OAK GROVE
Dec 22, 2020	Deed of Trust, Mortgage · FHA Mortgage GOLDEN OAK LENDING
Jan 14, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 14, 2019
Deed Sale	Jan 14, 2019
Prior Sale	Apr 4, 2005
Deed Document Number	201900176
Deed Book / Page	476 / 933
Record Updated	Jun 8, 2026

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLAWAY MO
Property Address	3975 TARA RIDGE RD, FULTON, MO 65251-3784
Transaction Type	Mortgage
Record Updated	Mar 11, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000241/694
Date	Jan 14, 2019
Book Page	241/694
Instrument	201900177

Lender

Name	FLAT BRANCH MORTGAGE

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2049

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLAWAY MO
Property Address	3975 TARA RIDGE RD, FULTON, MO 65251-3784
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000241/0000000094
Date	Aug 21, 2018
Book Page	0000000241/0000000094
Instrument	201805483

Lender

Name	COMMERCIAL BK OAK GROVE

Agreement

Amount	Amount Recorded

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLAWAY MO
Property Address	3975 TARA RIDGE RD, FULTON, MO 65251-3784
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	245/737
Date	Dec 22, 2020
Book Page	245/737
Instrument	202009318

Lender

Name	GOLDEN OAK LENDING

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALLAWAY MO
Recording Date	Jan 14, 2019
Property Address	3975 TARA RIDGE RD, FULTON, MO 65251-3784
Document Number	476/933
Book / Page	476 / 933
Instrument Date	Jan 8, 2019
Instrument	201900176
Transaction Type	Transfer
Record Updated	Dec 9, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3975 TARA RIDGE RD, FULTON, MO 65251-3784

Tax Assessment & Valuation

Source: Callaway County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Callaway County
Unified School District	North Callaway County R-I School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,752.00 (+0.07%)	$43,126 (-)	$226,980 (-)
2024	$2,750.00 (+4.17%)	$43,126 (-)	$226,980 (-)
2023	$2,640.00 (+1.11%)	$43,126 (+1.11%)	$226,980 (+1.11%)
2022	$2,611.00	$42,651 Land $2,850 Building $39,801
2021			$224,480 Land $15,000 Building $209,480

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 5, 2012

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 70% of Missouri
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CALLAWAY 2 WATER DISTRICT serves 13,080 people · EPA ID MO3024085
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Callabyte Fiber	1,000 / 1,000
FireServe Fixed Wireless · not low latency	100 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Spectrum.

Cell Coverage

5G (outdoors only) and 4G LTE

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