Callaway County property record for 3870 Tara Ridge Rd, Fulton, MO 65251
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 3,597 sqft · built 2007 |
| Lot Size | 3 acres (130,680 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $215,000 (Jun 2012) |
| Tax Bill | $2,864 (2025) |
| Deeds & Mortgages | Jul 2021 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-04.0-20.0-00-000-006.010 |
| Primary APN | 08-04.0-20.0-00-000-006.010 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Total Rooms | 15 Rooms |
| Stories | 1 Story |
| Building Area | 3,597 sqft Living Area |
| 1st Floor Area | 3,597 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2007 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 130,680 sqft (3 acres) |
| Garage Type | Detached |
| Garage Area | 1,200 sqft |
| Parking Spaces | 5 Parking Spaces |
| Deck Area | 612 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Oil |
| Account Number | 804020000000006010 |
|---|---|
| Street Address | 3870 TARA RIDGE RD |
| City | FULTON |
| State | MO |
| Zip | 65251-3781 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 6A CHAD HOLLOW ESTATES P9/193 |
| Legal Subdivision | CHAD HOLLOW ESTATES |
| Legal Lot Number | 6A |
| Jurisdiction | CALLAWAY MO |
| Township / Civil Division | MCCREDIE |
| Census Block Group | 3 |
| Census Block | 3176 |
| Census Tract | 70100 |
Source: Callaway County records, as of January 14, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 3870 TARA RIDGE RD, FULTON, MO 65251-3781 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 15, 2012 · Amount on Record |
| Deed Sale | Jun 15, 2012 · Amount on Record |
| Deed Document Number | 0000438539 |
| Deed Book / Page | 438 / 539 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALLAWAY MO |
| Property Address | 3870 TARA RIDGE RD, FULTON, MO 65251-3781 |
| Transaction Type | Mortgage |
| Record Updated | Mar 12, 2024 |
| Name | Verified Name |
|---|
| Document Number | 000247/155 |
|---|---|
| Date | Jul 13, 2021 |
| Book Page | 247/155 |
| Instrument | 202105380 |
| Name | CENTRAL TRUST BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Aug 1, 2036 |
Source: Callaway County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Callaway County |
| Unified School District | North Callaway County R-I School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,864.00 (+0.1%) | $44,876 (-) | $236,190 (-) |
| 2024 | $2,861.00 (+4.15%) | $44,876 (-) | $236,190 (-) |
| 2023 | $2,747.00 (+1.07%) | $44,876 (+1.07%) | $236,190 (+1.07%) |
| 2022 | $2,718.00 | $44,401 Land $2,850 Building $41,551 | |
| 2021 | $233,690 Land $15,000 Building $218,690 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 5, 2012
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 73% of Missouri |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CALLAWAY 2 WATER DISTRICT serves 13,080 people · EPA ID MO3024085 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Callabyte Fiber | 1,000 / 1,000 |
| FireServe Fixed Wireless · not low latency | 100 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
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