Callaway County property record for 3850 Tara Ridge Rd, Fulton, MO 65251
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,904 sqft · built 2004 |
| Lot Size | 3 acres (130,680 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $2,953 (2025) |
| Deeds & Mortgages | Feb 2019 Mortgage Oct 2019 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-04.0-20.0-00-000-006.011 |
| Primary APN | 08-04.0-20.0-00-000-006.011 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 1,904 sqft Living Area |
| 1st Floor Area | 1,904 sqft |
| Basement Area | 1,904 sqft |
| Finished Basement | 1,100 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2004 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 130,680 sqft (3 acres) |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 198 sqft |
| Deck Area | 391 sqft |
| Patio Area | 105 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Oil |
| Account Number | 804020000000006011 |
|---|---|
| Street Address | 3850 TARA RIDGE RD |
| City | FULTON |
| State | MO |
| Zip | 65251-3781 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 7 CHAD HOLLOW ESTATES |
| Legal Subdivision | CHAD HOLLOW ESTATES |
| Legal Lot Number | 7 |
| Jurisdiction | CALLAWAY MO |
| Township / Civil Division | MCCREDIE |
| Census Block Group | 3 |
| Census Block | 3176 |
| Census Tract | 70100 |
Source: Callaway County records, as of January 14, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 3850 TARA RIDGE RD, FULTON, MO 65251-3781 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 8, 2019 | Deed of Trust, Mortgage · FHA Mortgage NOT AVAILABLE |
| Oct 22, 2019 | Deed of Trust, Mortgage · Stand-Alone First Mortgage CALLAWAY BANK |
| Sep 18, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance CALLAWAY BANK |
| Oct 22, 2019 | Warranty Deed, Transfer · Stand-Alone Refinance CALLAWAY BANK |
| Feb 8, 2019 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 22, 2019 |
| Deed Sale | Oct 22, 2019 |
| Prior Sale | Feb 8, 2019 |
| Deed Document Number | 0000481836 |
| Deed Book / Page | 481 / 836 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALLAWAY MO |
| Property Address | 3850 TARA RIDGE RD, FULTON, MO 65251-3781 |
| Transaction Type | Mortgage |
| Record Updated | Mar 11, 2024 |
| Name | Verified Name |
|---|
| Document Number | 000241/769 |
|---|---|
| Date | Feb 8, 2019 |
| Book Page | 241/769 |
| Instrument | 201900639 |
| Name | NOT AVAILABLE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALLAWAY MO |
| Property Address | 3850 TARA RIDGE RD, FULTON, MO 65251-3781 |
| Transaction Type | Mortgage |
| Record Updated | Mar 11, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0201906612 |
|---|---|
| Date | Oct 22, 2019 |
| Instrument | 201906612 |
| Name | CALLAWAY BANK |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALLAWAY MO |
| Property Address | 3850 TARA RIDGE RD, FULTON, MO 65251-3781 |
| Transaction Type | Mortgage |
| Record Updated | Mar 3, 2021 |
| Name | Verified Name |
|---|
| Document Number | 245/35 |
|---|---|
| Date | Sep 18, 2020 |
| Book Page | 245/35 |
| Instrument | 202006535 |
| Name | CALLAWAY BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CALLAWAY MO |
| Recording Date | Oct 22, 2019 |
| Property Address | 3850 TARA RIDGE RD, FULTON, MO 65251-3781 |
| Document Number | 201906611 |
| Book / Page | 836 |
| Instrument Date | Oct 22, 2019 |
| Instrument | 201906611 |
| Transaction Type | Transfer |
| Record Updated | Dec 9, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3850 TARA RIDGE RD, FULTON, MO 65251-3781 |
| Document Number | 201906612 |
|---|---|
| Date | Oct 22, 2019 |
| Instrument | 201906612 |
| Name | CALLAWAY BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CALLAWAY MO |
| Recording Date | Feb 8, 2019 |
| Property Address | 3850 TARA RIDGE RD, FULTON, MO 65251-3781 |
| Document Number | 477/317 |
| Book / Page | 477 / 317 |
| Instrument Date | Jan 4, 2019 |
| Instrument | 201900638 |
| Transaction Type | Transfer |
| Record Updated | Dec 9, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3850 TARA RIDGE RD, FULTON, MO 65251-3781 |
Source: Callaway County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Callaway County |
| Unified School District | North Callaway County R-I School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,953.00 (+0.1%) | $46,273 (-) | $243,540 (-) |
| 2024 | $2,950.00 (+4.13%) | $46,273 (-) | $243,540 (-) |
| 2023 | $2,833.00 (+1.07%) | $46,273 (+1.04%) | $243,540 (+1.04%) |
| 2022 | $2,803.00 | $45,798 Land $2,850 Building $42,948 | |
| 2021 | $241,040 Land $15,000 Building $226,040 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 5, 2012
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 72% of Missouri |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CALLAWAY 2 WATER DISTRICT serves 13,080 people · EPA ID MO3024085 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Callabyte Fiber | 1,000 / 1,000 |
| FireServe Fixed Wireless · not low latency | 100 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
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