3986 Watterson Rd, Cincinnati, OH 45227 Property Records

Hamilton County property record for 3986 Watterson Rd, Cincinnati, OH 45227

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,296 sqft · built 1954
Lot Size	0.112 acres (4,879 sqft)
Owner	Individual Name on Record
Last Sale	$227,000 (Jan 2021)
Tax Bill	$5,955 (2025)
Deeds & Mortgages	Jan 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`523-0006-0564-00`

Property Details

APN / Parcel Number

Primary APN	`523-0006-0564-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,296 sqft Living Area
1st Floor Area	876 sqft
Attic	Attic
Attic Area	420 sqft
Basement Area	876 sqft
Finished Basement	960 sqft

Exterior

Year Built	Built 1954
Architectural Style	Conventional
Exterior Material	Brick
Lot Area	4,879 sqft (0.112 acres)
Lot Dimensions	125 ft deep x 39 ft wide
Garage Type	Detached
Garage Area	264 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	84 sqft
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	3986 WATTERSON RD
City	CINCINNATI
State	OH
Zip	45227-2968
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	3986 WATTERSON AVE 39 X 125 LOT 564 FAIRFAX SUB
Legal Subdivision	FAIRFAX SUB
Legal Lot Number	564
Jurisdiction	HAMILTON OH
Township / Civil Division	FAIRFAX
Census Block Group	1
Census Block	1002
Census Tract	24700

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3986 WATTERSON RD, CINCINNATI, OH 45227-2968
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 6, 2021 · Amount on Record
Deed Sale	Jan 6, 2021 · Amount on Record
Prior Sale	Jun 2, 2008 · Amount on Record
Deed Document Number	0000002044
Deed Book / Page	14328 / 3924
Record Updated	Jun 8, 2026

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Jan 6, 2021
Property Address	3986 WATTERSON RD, CINCINNATI, OH 45227-2968
Document Number	0000002044
Book / Page	14328 / 3924
Map Reference	MB 20 PG 80&81
Instrument Date	Dec 22, 2020
Instrument	2021-0002044
Transaction Type	Transfer
Record Updated	Aug 25, 2022
Title Company	WAVE TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$908.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3986 WATTERSON RD, CINCINNATI, OH 45227-2968

Mortgage

Document Number	0000002045
Date	Jan 6, 2021
Instrument	2021-0002045

Lender

Name	EVANSVILLE TEACHERS FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Fairfax Village
Unified School District	Mariemont City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,955.00 (+2.13%)	$79,450 (+%) Land $19,632 Building $59,818
2024	$5,831.00 (+7.82%)	$79,449 (-) Land $19,631 Building $59,818
2023	$5,408.00 (+30.82%)	$79,449 (+57.87%) Land $19,631 Building $59,818	$227,000 (+57.88%) Land $56,090 Building $170,910
2022	$4,134.00 Homeowner's exemption	$50,324 Land $10,539 Building $39,785
2020			$143,780 Land $30,110 Building $113,670

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	70 (1979–2026)
Claims Outside the SFHA	16 of 70
Most Recent Claim	Jul 2026 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Jul 2001 · 16 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 575 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20