Hamilton County property record for 3984 Watterson Rd, Cincinnati, OH 45227
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,596 sqft · built 1940 |
| Lot Size | 0.112 acres (4,879 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $355,000 (Jul 2023) |
| Tax Bill | $9,306 (2025) |
| Deeds & Mortgages | Jul 2023 Sale & Line of Credit Apr 2023 Sale & Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 523-0006-0563-00 |
| Primary APN | 523-0006-0563-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,596 sqft Living Area |
| Gross Area | 2,256 sqft |
| 1st Floor Area | 876 sqft |
| Attic | Attic |
| Attic Area | 420 sqft |
| Basement Area | 960 sqft |
| Finished Basement | 300 sqft |
| Unfinished Basement | 660 sqft |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Material | Asphalt |
| Lot Area | 4,879 sqft (0.112 acres) |
| Lot Dimensions | 125 ft deep x 39 ft wide |
| Garage Type | Detached |
| Garage Area | 264 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 84 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Street Address | 3984 WATTERSON RD |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45227-2968 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WATTERSON AVE 39 X 125 LOT 563 FAIRFAX SUB |
| Legal Subdivision | FAIRFAX SUB |
| Legal Lot Number | 563 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | FAIRFAX |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 24700 |
Source: Hamilton County records, as of January 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3984 WATTERSON RD, CINCINNATI, OH 45227-2968 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Remainderman |
| Date | Document |
|---|---|
| Jul 10, 2023 | Warranty Deed, Subdivision Related Transfer · Line of Credit CME LENDING GROUP LLC |
| Apr 14, 2023 | Limited Warranty Deed, Transfer · Line of Credit SPRING VALLEY BANK |
| Apr 14, 2023 | Quit Claim Deed, Transfer Quitclaim |
| Jan 12, 2023 | Deed in Lieu of Foreclosure, Foreclosure SERVICELINK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 10, 2023 · Amount on Record |
| Deed Sale | Jul 10, 2023 · Amount on Record |
| Prior Sale | Apr 14, 2023 · Amount on Record |
| Deed Document Number | 202347046 |
| Deed Book / Page | 14953 / 1218 |
| Prior Transfer Date | Feb 14, 2023 |
| Prior Transfer Doc | 0000025061 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Jul 10, 2023 |
| Property Address | 3984 WATTERSON RD, CINCINNATI, OH 45227-2968 |
| Document Number | 0000047046 |
| Book / Page | 14953 / 1218 |
| Map Reference | MB 20 PG 80&81 |
| Instrument Date | Jul 5, 2023 |
| Instrument | 2023-0047046 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 24, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $355.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3984 WATTERSON RD, CINCINNATI, OH 45227-2968 |
| Document Number | 0000047047 |
|---|---|
| Date | Jul 10, 2023 |
| Instrument | 2023-0047047 |
| Name | CME LENDING GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2053 |
| Document Type | Limited Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Apr 14, 2023 |
| Property Address | 3984 WATTERSON RD, CINCINNATI, OH 45227-2968 |
| Document Number | 0000025063 |
| Book / Page | 14895 / 546 |
| Map Reference | MB 20 PG 80&81 |
| Instrument Date | Feb 21, 2023 |
| Instrument | 2023-0025063 |
| Transaction Type | Transfer |
| Record Updated | May 24, 2023 |
| Title Company | NOT AVAILABLE, TITLEMAX |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $186.20 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 14405 WALTERS RD STE 200, 200, HOUSTON, TX 77014-1345 |
| Name | Verified Name |
|---|---|
| Address | 7945 STONEGATE DR APT 109, 109, CINCINNATI, OH 45255-3501 |
| Document Number | 0000025159 |
|---|---|
| Date | Apr 14, 2023 |
| Instrument | 2023-0025159 |
| Name | SPRING VALLEY BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 15 Months |
| Due | Jul 1, 2024 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Apr 14, 2023 |
| Property Address | 3984 WATTERSON RD, CINCINNATI, OH 45227-2968 |
| Document Number | 0000025061 |
| Book / Page | 14895 / 539 |
| Map Reference | MB 20 PG 80&81 |
| Instrument Date | Feb 14, 2023 |
| Instrument | 2023-0025061 |
| Transaction Type | Transfer |
| Record Updated | May 24, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 14405 WALTERS RD STE 200, 200, HOUSTON, TX 77014-1345 |
| Name | Verified Name |
|---|---|
| Address | 14405 WALTERS RD STE 200, 200, HOUSTON, TX 77014-1345 |
| Document Type | Deed in Lieu of Foreclosure |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Jan 12, 2023 |
| Property Address | 3984 WATTERSON RD, CINCINNATI, OH 45227-2968 |
| Document Number | 0000002937 |
| Book / Page | 14831 / 1786 |
| Instrument Date | Oct 27, 2022 |
| Instrument | 2023-0002937 |
| Transaction Type | Foreclosure |
| Record Updated | Feb 27, 2023 |
| Title Company | SERVICELINK |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 8493, CINCINNATI, OH 45208-0493 |
| Name | Verified Name |
|---|
Source: Hamilton County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Fairfax Village |
| Unified School District | Mariemont City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,306.00 (+2.15%) | $124,251 (+%) Land $19,632 Building $104,619 | $355,000 (-) Land $56,090 Building $298,910 |
| 2024 | $9,110.00 (+87.49%) | $124,250 (+79.9%) Land $19,631 Building $104,619 | |
| 2023 | $4,859.00 (+8%) | $69,068 (+30.06%) Land $19,631 Building $49,437 | $355,000 (+133.97%) Land $56,090 Building $298,910 |
| 2022 | $4,499.00 | $53,106 Land $10,539 Building $42,567 | |
| 2020 | $151,730 Land $30,110 Building $121,620 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 13 policies |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 70 (1979–2026) |
| Claims Outside the SFHA | 16 of 70 |
| Most Recent Claim | Jul 2026 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 575 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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