Hamilton County property record for 3981 Watterson Rd, Cincinnati, OH 45227
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,461 sqft · built 1925 |
| Lot Size | 0.198 acres (8,625 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $5,336 (2025) |
| Deeds & Mortgages | Nov 2025 Second Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 523-0006-0580-00 |
| Primary APN | 523-0006-0580-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,461 sqft Living Area |
| 1st Floor Area | 788 sqft |
| 2nd Floor Area | 673 sqft |
| Basement Area | 788 sqft |
| Finished Basement | 200 sqft |
| Year Built | Built 1925 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 8,625 sqft (0.198 acres) |
| Lot Dimensions | 150 ft deep x 57 ft wide |
| Garage Type | Attached |
| Garage Area | 204 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 264 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 3981 WATTERSON RD |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45227-2969 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WASHINGTON AVE 57.50 X 150 PTS LOTS 579-580 FAIRFAX SUB |
| Legal Subdivision | FAIRFAX SUB |
| Legal Lot Number | 579-580 580 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | FAIRFAX |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 24700 |
Source: Hamilton County records, as of February 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3981 WATTERSON RD, CINCINNATI, OH 45227-2969 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 8, 2014 |
| Deed Sale | Dec 8, 2014 |
| Deed Document Number | 332752 |
| Deed Book / Page | 11881 / 00997 |
| Prior Transfer Date | Nov 29, 2011 |
| Prior Transfer Doc | 11-137665 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 3981 WATTERSON RD, CINCINNATI, OH 45227-2969 |
| Transaction Type | Mortgage |
| Record Updated | Dec 19, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000092443 |
|---|---|
| Date | Nov 25, 2025 |
| Book Page | 15550/2134 |
| Instrument | 2025-0092443 |
| Name | CINCINNATI OHIO POLICE FCU |
|---|---|
| Type | Credit Union |
| Address | CINCINNATI, OH 45203 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 178 Months |
| Due | Sep 29, 2040 |
Source: Hamilton County assessment roll, as of March 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Fairfax Village |
| Unified School District | Mariemont City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,336.00 (+2.2%) | $71,243 (-) Land $26,842 Building $44,401 | |
| 2024 | $5,221.00 (+7.76%) | $71,243 (-) Land $26,842 Building $44,401 | |
| 2023 | $4,845.00 (+16.66%) | $71,243 (+40.83%) Land $26,842 Building $44,401 | $203,550 (+40.83%) Land $76,690 Building $126,860 |
| 2022 | $4,153.00 Homeowner's exemption | $50,589 Land $14,413 Building $36,176 | |
| 2020 | $144,540 Land $41,180 Building $103,360 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 13 policies |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 70 (1979–2026) |
| Claims Outside the SFHA | 16 of 70 |
| Most Recent Claim | Jul 2026 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 575 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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