Hamilton County property record for 3990 Watterson Rd, Cincinnati, OH 45227
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 704 sqft · built 1920 |
| Lot Size | 0.112 acres (4,879 sqft) |
| Owner | Individual Name on File |
| Last Sale | $95,000 (Jun 2010) |
| Tax Bill | $3,545 (2025) |
| Deeds & Mortgages | Apr 2023 Line of Credit May 2022 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 523-0006-0566-00 |
| Primary APN | 523-0006-0566-00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 704 sqft Living Area |
| 1st Floor Area | 704 sqft |
| Basement Area | 704 sqft |
| Year Built | Built 1920 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 4,879 sqft (0.112 acres) |
| Lot Dimensions | 125 ft deep x 39 ft wide |
| Garage Type | Detached |
| Porch | Porch |
| Porch Area | 128 sqft |
| Patio Area | 105 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 3990 WATTERSON RD |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45227-2968 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 3990 WATTERSON ST 39 X 125 LOT 566 FAIRFAX SUB |
| Legal Subdivision | FAIRFAX SUB |
| Legal Lot Number | 566 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | FAIRFAX |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 24700 |
Source: Hamilton County assessment roll, as of March 1, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 3990 WATTERSON RD, CINCINNATI, OH 45227-2968 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 21, 2023 | Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK |
| May 19, 2022 | Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK |
| Jul 19, 2021 | Intrafamily Transfer, Transfer |
| Jun 28, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage THE HUNTINGTON NATIONAL BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 16, 2010 · Amount on Record |
| Deed Sale | Jun 16, 2010 · Amount on Record |
| Prior Sale | Jun 28, 2021 |
| Deed Document Number | 0000069784 |
| Last Transfer Date | Jul 19, 2021 |
| Transfer Doc | 0000087141 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 3990 WATTERSON RD, CINCINNATI, OH 45227-2968 |
| Transaction Type | Mortgage |
| Record Updated | May 24, 2023 |
| Name | Verified Name |
|---|---|
| Address | 3990 WATTERSON RD, CINCINNATI, OH 45227-2968 |
| Document Number | 0000027013 |
|---|---|
| Date | Apr 21, 2023 |
| Book Page | 14900/722 |
| Instrument | 2023-0027013 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 3990 WATTERSON RD, CINCINNATI, OH 45227-2968 |
| Transaction Type | Mortgage |
| Record Updated | Jun 24, 2022 |
| Name | Verified Name |
|---|---|
| Address | 3990 WATTERSON RD, CINCINNATI, OH 45227-2968 |
| Document Number | 0000050283 |
|---|---|
| Date | May 19, 2022 |
| Book Page | 14671/1300 |
| Instrument | 2022-0050283 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Apr 21, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Jul 19, 2021 |
| Property Address | 3990 WATTERSON RD, CINCINNATI, OH 45227-2968 |
| Document Number | 0000087141 |
| Book / Page | 14461 / 367 |
| Map Reference | MB 20 PG 80&81 |
| Instrument Date | Jul 9, 2021 |
| Instrument | 2021-0087141 |
| Transaction Type | Transfer |
| Record Updated | Aug 19, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 3990 WATTERSON RD, CINCINNATI, OH 45227-2968 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Jun 28, 2021 |
| Property Address | 3990 WATTERSON RD, CINCINNATI, OH 45227-2968 |
| Document Number | 0000078231 |
| Book / Page | 14447 / 1541 |
| Map Reference | MB 20 PG 80&81 |
| Instrument Date | Jun 10, 2021 |
| Instrument | 2021-0078231 |
| Transaction Type | Transfer |
| Record Updated | Jul 23, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 3990 WATTERSON RD, CINCINNATI, OH 45227-2968 |
| Document Number | 0000078232 |
|---|---|
| Date | Jun 28, 2021 |
| Instrument | 2021-0078232 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jul 1, 2036 |
Source: Hamilton County assessment roll, as of March 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Fairfax Village |
| Unified School District | Mariemont City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,545.00 (+2.13%) | $47,275 (-) Land $19,632 Building $27,643 | |
| 2024 | $3,471.00 (+7.8%) | $47,275 (-) Land $19,632 Building $27,643 | |
| 2023 | $3,220.00 (+21.01%) | $47,275 (+45.99%) Land $19,632 Building $27,643 | $135,070 (+45.99%) Land $56,090 Building $78,980 |
| 2022 | $2,661.00 Homeowner's exemption | $32,383 Land $10,539 Building $21,844 | |
| 2020 | $92,520 Land $30,110 Building $62,410 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 13 policies |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 70 (1979–2026) |
| Claims Outside the SFHA | 16 of 70 |
| Most Recent Claim | Jul 2026 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 575 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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