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3985 Charles St, La Mesa, CA 91941 Property Records

San Diego County property record for 3985 Charles St, La Mesa, CA 91941 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 756 sqft · built 1948
Lot Size0.147 acres (6,400 sqft)
Owner2 Individual Names on File
Last Sale$587,000 (Mar 2023)
Tax Bill$8,580 (2025)
Deeds & MortgagesMar 2023 Sale & Mortgage
Mar 2020 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN474-362-17-00

Property Details

APN / Parcel Number

Primary APN474-362-17-00

Interior

Bedrooms2 Beds
Full Baths1 Bath
Building Area756 sqft Living Area

Exterior

Year BuiltBuilt 1948
Effective Year BuiltEffective 1948
Lot Area6,400 sqft (0.147 acres)
Garage TypeCarport
CarportCarport
Parking Spaces1 Parking Space

Location & Zoning

Street Address3985 CHARLES ST
CityLA MESA
StateCA
Zip91941-7516
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 4 (EX STS)S 50FT OF N 370FT OF W 144.75FT OF E 309.50FT OF TR LS0005
Legal SubdivisionRANCHO MISSION
Legal TractLS0005
Legal Block2
Legal Lot Number4
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group2
Census Block2002
Census Tract14500

Owner

Source: San Diego County records · APN 474-362-17-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3985 CHARLES ST, LA MESA, CA 91941-7516
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Deeds, Mortgages & Sale History

DateDocument
Mar 13, 2023Grant Deed, Transfer · Conventional Mortgage
CLEAR MORTGAGE CAPITAL INC
Mar 03, 2020Deed of Trust, Mortgage · Conventional Mortgage
AMERICAN INTERNET MORTGAGE INC
Feb 09, 2021Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC
May 16, 2019Intrafamily Transfer, Transfer · Conventional Mortgage
AMERICAN INTERNET MORTGAGE INC
May 16, 2019Quit Claim Deed, Transfer
OLD REPUBLIC TITLE, OLD REPUBLIC NAT'L TITLE INS

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 13, 2023 · Amount on Record
Deed SaleMar 13, 2023 · Amount on Record
Prior SaleJan 31, 2003 · Amount on Record
Deed Document Number202363835
Prior Transfer DateFeb 27, 2013
Prior Transfer Doc0000156850
Record UpdatedSep 20, 2026

March 2023: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateMar 13, 2023
Property Address3985 CHARLES ST, LA MESA, CA 91941-7516
Document Number0000063835
Map ReferenceMAP 5
Instrument DateMar 10, 2023
Instrument2023-0063835
Transaction TypeTransfer
Record UpdatedMar 22, 2023
Title CompanyLAWYERS TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address3985 CHARLES ST, LA MESA, CA 91941-7516

Mortgage

Document Number0000063836
DateMar 13, 2023
Instrument2023-0063836
Lender
NameCLEAR MORTGAGE CAPITAL INC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2053

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address3985 CHARLES ST, LA MESA, CA 91941-7516
Transaction TypeMortgage
Record UpdatedDec 09, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000109199
DateMar 03, 2020
Instrument2020-0109199
Lender
NameAMERICAN INTERNET MORTGAGE INC
TypeMortgage Company
AddressSAN DIEGO, CA 92108
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 01, 2050

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address3985 CHARLES ST, LA MESA, CA 91941-7516
Transaction TypeMortgage
Record UpdatedDec 09, 2022
Title CompanyWFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address5350 BALTIMORE DR 4, 4, LA MESA, CA 91942-4613

Mortgage

Document Number0000098853
DateFeb 09, 2021
Instrument2021-0098853
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2051

May 2019: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateMay 16, 2019
Property Address3985 CHARLES ST, LA MESA, CA 91941-7516
Document Number0000186427
Map ReferenceMAP 5
Instrument DateMay 13, 2019
Instrument2019-0186427
Transaction TypeTransfer
Record UpdatedAug 24, 2021

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3985 CHARLES ST, LA MESA, CA 91941-7516

Mortgage

Document Number0000186428
DateMay 16, 2019
Instrument2019-0186428
Lender
NameAMERICAN INTERNET MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2049

May 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN DIEGO CA
Recording DateMay 16, 2019
Property Address3985 CHARLES ST, LA MESA, CA 91941-7516
Document Number0000186426
Instrument DateMay 04, 2019
Instrument186426
Transaction TypeTransfer
Record UpdatedMay 28, 2019
Title CompanyOLD REPUBLIC TITLE, OLD REPUBLIC NAT'L TITLE INS

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address3985 CHARLES ST LA MESA CA 919417516, LA MESA, CA 91941-7516

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityLa Mesa City
Secondary School DistrictGrossmont Union High School District (09 - 12)
Elementary School DistrictLemon Grove Elementary School District (KG - 08)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$622,926 (+2%) Land $443,284 Building $179,642
2025$8,580.00 (+63.09%)$610,713 (+64.31%) Land $434,593 Building $176,120
2023$5,261.00 (+1.19%)$371,676 Land $264,490 Building $107,186
2022$5,199.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 790 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
Cox CommunicationsCable2,000 / 100
VerizonFixed Wireless1,000 / 75
T-Mobile USAFixed Wireless100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: AT&T, Cox Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

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