San Diego County property record for 3988 Charles St, La Mesa, CA 91941
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,150 sqft · built 1948 |
| Lot Size | 0.248 acres (10,800 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $840,000 (Apr 2025) |
| Tax Bill | $5,724 (2025) |
| Deeds & Mortgages | Apr 2025 Sale & Mortgage Jan 2025 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 474-361-04-00 |
| Primary APN | 474-361-04-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 1,150 sqft Living Area |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 1948 |
| Lot Area | 10,800 sqft (0.248 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 3988 CHARLES ST |
|---|---|
| City | LA MESA |
| State | CA |
| Zip | 91941-7517 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LOT 4 S 80 FT OF N 340 FT OF W 145 FT OF E 494.5 FT /EXC RS 1221/ TR LS0005 |
| Legal Subdivision | RANCHO MISSION |
| Legal Tract | LS0005 |
| Legal Block | 2 |
| Legal Lot Number | 4 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 14500 |
3988 Charles St is owned and occupied by two individuals who bought it in April 2025.
Source: San Diego County records, as of July 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3988 CHARLES ST, LA MESA, CA 91941-7517 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 2, 2025 | Grant Deed, Transfer · Conventional Mortgage STG MORTGAGE INC |
| Jan 21, 2025 | Grant Deed, Transfer N TITLE COMPANY, OSN TITLE COMPANY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 2, 2025 · Amount on File |
| Deed Sale | Apr 2, 2025 · Amount on File |
| Prior Sale | Jan 21, 2025 · Amount on File |
| Deed Document Number | 202583547 |
| Prior Transfer Date | Aug 20, 1994 |
| Prior Transfer Doc | 0000548508 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Apr 2, 2025 |
| Property Address | 3988 CHARLES ST, LA MESA, CA 91941-7517 |
| Document Number | 0000083547 |
| Map Reference | MAP 5 |
| Instrument Date | Mar 28, 2025 |
| Instrument | 2025-0083547 |
| Transaction Type | Transfer |
| Record Updated | Jul 1, 2026 |
| Title Company | N TITLE COMPANY, OSN TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3988 CHARLES ST, LA MESA, CA 91941-7517 |
| Document Number | 0000083548 |
|---|---|
| Date | Apr 2, 2025 |
| Instrument | 2025-0083548 |
| Name | STG MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2055 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jan 21, 2025 |
| Property Address | 3988 CHARLES ST, LA MESA, CA 91941-7517 |
| Document Number | 0000016061 |
| Map Reference | MAP 5 |
| Instrument Date | Jan 11, 2025 |
| Instrument | 2025-0016061 |
| Transaction Type | Transfer |
| Record Updated | Jul 1, 2026 |
| Title Company | N TITLE COMPANY, OSN TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 410 N SCOTTSDALE RD STE 1600, 1600, TEMPE, AZ 85288-0976 |
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 3988 Charles St was $5,724.
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | La Mesa City |
| Secondary School District | Grossmont Union High School District (09 - 12) |
| Elementary School District | Lemon Grove Elementary School District (KG - 08) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $856,799 (+107.69%) Land $650,734 Building $206,065 | |
| 2025 | $5,724.00 Homeowner's exemption | $412,528 Land $230,606 Building $181,922 |
| 2023 | $5,101.00 (+0.95%) Homeowner's exemption | $396,510 Land $221,652 Building $174,858 |
| 2022 | $5,053.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 3988 Charles St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 3988 Charles St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010 |
|---|---|
| Water Source | Surface water |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 790 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
5G (outdoors only) and 4G LTE
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