3989 Charles St, La Mesa, CA 91941 Property Records

San Diego County property record for 3989 Charles St, La Mesa, CA 91941

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,788 sqft · built 1975
Lot Size0.147 acres (6,400 sqft)
OwnerCompany Name on Record
Last Sale$154,000 (Oct 1989)
Tax Bill$5,702 (2025)
Deeds & MortgagesApr 2021 Transfer
Apr 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN474-362-19-00

Property Details

APN / Parcel Number

Primary APN474-362-19-00

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area1,788 sqft Living Area

Exterior

Year BuiltBuilt 1975
Effective Year BuiltEffective 1975
Lot Area6,400 sqft (0.147 acres)
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address3989 CHARLES ST
CityLA MESA
StateCA
Zip91941-7516
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionLOT 4 POR TR LS0005
Legal SubdivisionRANCHO MISSION
Legal TractLS0005
Legal Block2
Legal Lot Number4
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group2
Census Block2002
Census Tract14500

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address3989 CHARLES ST, LA MESA, CA 91941-7516
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

DateDocument
Apr 30, 2021Intrafamily Transfer, Transfer
FIDELITY NATIONAL TITLE CO
Apr 30, 2021Intrafamily Transfer, Transfer · Conventional Mortgage
RATE RABBIT HOME LOANS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 25, 1989 · Amount on Record
Deed SaleOct 25, 1989 · Amount on Record
Deed Document Number1989578035
Last Transfer DateApr 26, 2021
Transfer Doc0000335560
Record UpdatedOct 29, 2026

April 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateApr 30, 2021
Property Address3989 CHARLES ST, LA MESA, CA 91941-7516
Document Number0000335560
Map ReferenceMAP 5
Instrument DateApr 26, 2021
Instrument2021-0335560
Transaction TypeTransfer
Record UpdatedJun 7, 2023
Title CompanyFIDELITY NATIONAL TITLE CO

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address3989 CHARLES ST, LA MESA, CA 91941-7516

April 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateApr 30, 2021
Property Address3989 CHARLES ST, LA MESA, CA 91941-7516
Document Number0000335558
Map ReferenceMAP 5
Instrument DateApr 26, 2021
Instrument2021-0335558
Transaction TypeTransfer
Record UpdatedDec 9, 2022
Title CompanyFIDELITY NATIONAL TITLE COMPANY-SD, FIDELITY NATIONAL TTL CO SD

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3989 CHARLES ST, LA MESA, CA 91941-7516

Mortgage

Document Number0000335559
DateApr 30, 2021
Instrument2021-0335559
Lender
NameRATE RABBIT HOME LOANS
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2051

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityLa Mesa City
Secondary School DistrictGrossmont Union High School District (09 - 12)
Elementary School DistrictLemon Grove Elementary School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$378,527 (+2%) Land $187,642 Building $190,885
2025$5,702.00 (+11.06%) Homeowner's exemption$371,106 (+4.04%) Land $183,963 Building $187,143
2023$5,134.00 (+0.75%) Homeowner's exemption$356,697 Land $176,820 Building $179,877
2022$5,096.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHELIX WATER DISTRICT
serves 277,918 people · EPA ID CA3710010
Water SourceSurface water
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 790 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Cox Communications
Cable · Fiber in parts of the area
2,000 / 100
Verizon
Fixed Wireless
1,000 / 75
T-Mobile
Fixed Wireless
100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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