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3975 Charles St, La Mesa, CA 91941 Property Records

San Diego County property record for 3975 Charles St, La Mesa, CA 91941 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,654 sqft · built 1956
Lot Size0.179 acres (7,800 sqft)
Owner2 Individual Names on File
Last Sale$915,000 (Mar 2025)
Tax Bill$1,577 (2025)
Deeds & MortgagesFeb 2026 Mortgage
Sep 2019 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN474-362-15-00

Property Details

APN / Parcel Number

Primary APN474-362-15-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories2 Stories
Building Area1,654 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1956
Effective Year BuiltEffective 1956
Lot Area7,800 sqft (0.179 acres)
Garage TypeCarport
CarportCarport
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Heating SystemFloor/Wall Furnace

Location & Zoning

Street Address3975 CHARLES ST
CityLA MESA
StateCA
Zip91941-7516
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 4 POR TR LS0005
Legal SubdivisionRANCHO MISSION
Legal TractLS0005
Legal Block2
Legal Lot Number4
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group2
Census Block2002
Census Tract14500

Owner

Source: San Diego County records · APN 474-362-15-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address11450 SURCO DR, SAN DIEGO, CA 92126-1238
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Feb 27, 2026Deed of Trust, Mortgage · Conventional Mortgage
PENNYMAC LOAN SERVICES LLC
Sep 14, 2019Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LNS
Jan 17, 2018Grant Deed, Transfer · Conventional Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 07, 2025 · Amount on Record
Deed SaleMar 07, 2025 · Amount on Record
Prior SaleJan 17, 2018 · Amount on Record
Deed Document Number202558893
Record UpdatedSep 20, 2026

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address3975 CHARLES ST, LA MESA, CA 91941-7516
Transaction TypeMortgage
Record UpdatedMar 09, 2026
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATL TTL ORANGE CNT

Transferred To (Grantee/Buyer)

NameVerified Name
Address11450 SURCO DR, SAN DIEGO, CA 92126-1238

Mortgage

Document Number0000054445
DateFeb 27, 2026
Instrument2026-0054445
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2056

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address3975 CHARLES ST, LA MESA, CA 91941-7516
Document Number0000416108
Instrument DateSep 14, 2019
Transaction TypeMortgage
Record UpdatedOct 02, 2019
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address3975 CHARLES ST LA MESA CA 919417516, LA MESA, CA 91941-7516

Mortgage

Document Number0000416108
DateSep 23, 2019
Instrument416108
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 22, 2049

January 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateJan 17, 2018
Property Address3975 CHARLES ST, LA MESA, CA 91941-7516
Document Number0000018516
Instrument DateDec 28, 2017
Instrument18516
Transaction TypeTransfer
Record UpdatedJan 23, 2018
Title CompanyLAWYERS TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$594.00
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3975 CHARLES ST LA MESA CA 919417516, LA MESA, CA 91941-7516

Mortgage

Document Number18517
DateJan 17, 2018
Instrument18517
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 16, 2048

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityLa Mesa City
Secondary School DistrictGrossmont Union High School District (09 - 12)
Elementary School DistrictLemon Grove Elementary School District (KG - 08)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed Value
2026$933,300 (+944.59%) Land $714,000 Building $219,300
2025$1,577.00 (+11.61%)$89,346 (+4.04%) Land $35,551 Building $53,795
2023$1,413.00 (+1.73%)$85,878 Land $34,171 Building $51,707
2022$1,389.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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