San Diego County property record for 3973 Charles St, La Mesa, CA 91941
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,394 sqft · built 1950 |
| Lot Size | 0.177 acres (7,700 sqft) |
| Owner | Company Name on File |
| Last Sale | $129,000 (Oct 1993) |
| Tax Bill | $4,100 (2025) |
| Deeds & Mortgages | Jan 2017 Mortgage Aug 2017 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 474-362-14-00 |
| Primary APN | 474-362-14-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,394 sqft Living Area |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Lot Area | 7,700 sqft (0.177 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 1 Parking Space |
| Street Address | 3973 CHARLES ST |
|---|---|
| City | LA MESA |
| State | CA |
| Zip | 91941-7516 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LOT 4 POR TR LS0005 |
| Legal Subdivision | RANCHO MISSION |
| Legal Tract | LS0005 |
| Legal Block | 2 |
| Legal Lot Number | 4 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 14500 |
3973 Charles St is owned by a company that acquired it in August 2017 and is owner-occupied.
Source: San Diego County records, as of July 28, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 3972 CHARLES ST, LA MESA, CA 91941-7517 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Borrower in Default |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 20, 2017 | Deed of Trust, Mortgage · Conventional Mortgage MISSION FCU |
| Aug 11, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 29, 1993 · Amount on File |
| Deed Sale | Oct 29, 1993 · Amount on File |
| Deed Document Number | 1993729557 |
| Last Transfer Date | Aug 7, 2017 |
| Transfer Doc | 0000366412 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 3973 CHARLES ST, LA MESA, CA 91941-7516 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000030726 |
|---|---|
| Date | Jan 20, 2017 |
| Instrument | 2017-0030726 |
| Name | MISSION FCU |
|---|---|
| Type | Credit Union |
| Address | SAN DIEGO, CA 92191 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Feb 1, 2032 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Aug 11, 2017 |
| Property Address | 3973 CHARLES ST, LA MESA, CA 91941-7516 |
| Document Number | 0000366412 |
| Instrument Date | Aug 7, 2017 |
| Instrument | 366412 |
| Transaction Type | Transfer |
| Record Updated | Aug 22, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 3972 CHARLES ST LA MESA CA 91941, LA MESA, CA 91941 |
The 2025 property tax bill for 3973 Charles St was $4,100 with a homeowner's exemption.
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | La Mesa City |
| Secondary School District | Grossmont Union High School District (09 - 12) |
| Elementary School District | Lemon Grove Elementary School District (KG - 08) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $288,162 (+2%) Land $173,354 Building $114,808 | |
| 2025 | $4,100.00 Homeowner's exemption | $282,512 Land $169,955 Building $112,557 |
| 2023 | $3,651.00 (+0.38%) Homeowner's exemption | $271,543 Land $163,356 Building $108,187 |
| 2022 | $3,637.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 3973 Charles St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 3973 Charles St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010 |
|---|---|
| Water Source | Surface water |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 790 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
5G (outdoors only) and 4G LTE
Search by:
By searching, you agree to: Terms • Privacy • Disclosures