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3985 Chadwick Dr, Carmel, IN 46033 Property Records

Hamilton County property record for 3985 Chadwick Dr, Carmel, IN 46033

Property Summary

Property TypeSingle Family Home
Details4 bd · 5.5 ba · 5,892 sqft · built 2000
Lot Size0.59 acres (25,700 sqft)
Owner2 Trust Names on File
Tax Bill$9,533 (2024)
Deeds & MortgagesApr 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN29-14-05-002-027.000-018

Property Details

APN / Parcel Number

Primary APN29-14-05-002-027.000-018
Alternative APN
  • 1614050002027000

Interior

Bedrooms4 Beds
Full Baths5.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures23 Plumbing Fixtures
Total Rooms6 Rooms
Stories2 Stories
Building Area5,892 sqft Living Area
Gross Area8,556 sqft
1st Floor Area6,876 sqft
AtticAttic
Attic Area1,260 sqft
Basement Area1,924 sqft
Finished Basement940 sqft
Unfinished Basement984 sqft
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Exterior MaterialBrick
Construction TypeFrame
Foundation TypeNo Foundation
Roof MaterialAsphalt
Lot Area25,700 sqft (0.59 acres)
Lot Dimensions151 ft deep x 125 ft wide
Garage TypeAttached
Garage Area1,680 sqft
Parking Spaces3 Parking Spaces
Pool Area576 sqft
Shed1 Shed
Shed Area150 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerConnected

Location & Zoning

Street Address3985 CHADWICK DR
CityCARMEL
StateIN
Zip46033-4810
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionACREAGE .59, SECTION 5, TOWNSHIP 17, RANGE 4, CAROLINA COMMONS, SECTION 2, LOT 54
Legal Range04
Legal Township17
Legal Section05
Legal SubdivisionCAROLINA COMMONS SECTION 2
Legal Block2
Legal Lot Number54
JurisdictionHAMILTON IN
Township / Civil DivisionCLAY
Census Block Group2
Census Block2000
Census Tract111004

Owner

3985 Chadwick Dr is owner-occupied and held in a trust since November 2024.

Source: Hamilton County records, as of March 16, 2026

Owner of Record2 Trust Names on File
Mailing Address3985 CHADWICK DR, CARMEL, IN 46033-4810
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 28, 2013
Deed SaleFeb 28, 2013
Prior SaleJun 8, 2001 · Amount on File
Deed Document Number201312633
Last Transfer DateNov 21, 2024
Transfer Doc0000049232
Record UpdatedSep 20, 2026

April 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON IN
Property Address3985 CHADWICK DR, CARMEL, IN 46033-4810
Document Number0000015686
Instrument DateApr 9, 2018
Transaction TypeMortgage
Record UpdatedAug 31, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address3985 CHADWICK DR CARMEL IN 460334810, CARMEL, IN 46033-4810

Mortgage

Document Number0000015686
DateApr 13, 2018
Instrument15686
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
AmountAmount on Record
Term360 Months
DueApr 12, 2048
Interest
Rate TypeAdjustable Rate
Rate3.87%

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 16, 2026

Property Jurisdictions

TypeName
StateIndiana
CountyHamilton County
County SubdivisionClay Township
MunicipalityCarmel City
Unified School DistrictCarmel Clay Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$915,100 Land $183,100 Building $732,000$915,100 Land $183,100 Building $732,000
2024$9,533.00 (-0.7%)
2023$9,600.00 (+9.89%) Homeowner's exemption$830,900 (+10.51%) Land $183,100 Building $647,800$830,900 (+10.51%) Land $183,100 Building $647,800
2022$8,736.00 Homeowner's exemption$751,900 Land $183,100 Building $568,800$751,900 Land $183,100 Building $568,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3985 Chadwick Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3985 Chadwick Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 73% of Indiana
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCARMEL WATER DEPARTMENT
serves 99,927 people · EPA ID IN5229004
Water SourceGroundwater influenced by surface water
Last State InspectionAug 2024
Lead3 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Jan 2024
E. coli
resolved · Oct 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 279 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber		5,120 / 5,120
Spectrum
Cable		1,000 / 35
Verizon
Fixed Wireless		300 / 20
AT&T
DSL · Fiber in parts of the area		100 / 20

May also be available: T-Mobile.

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