3984 Chadwick Dr, Carmel, IN 46033 Property Records

Hamilton County property record for 3984 Chadwick Dr, Carmel, IN 46033

Property Summary

Property Type	Single Family Home
Details	4 bd · 5.5 ba · 5,394 sqft · built 1995
Lot Size	0.53 acres (23,087 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,135,000 (Feb 2025)
Tax Bill	$10,902 (2024)
Deeds & Mortgages	Mar 2026 Mortgage Mar 2026 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`29-14-05-002-029.000-018`

Property Details

APN / Parcel Number

Primary APN	`29-14-05-002-029.000-018`
Alternative APN	`1614050002029000`

Interior

Bedrooms	4 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	20 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	5,394 sqft Living Area
Gross Area	7,043 sqft
1st Floor Area	5,749 sqft
Attic	Attic
Attic Area	647 sqft
Basement Area	1,420 sqft
Finished Basement	1,065 sqft
Unfinished Basement	355 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 2020
Construction Type	Brick
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	23,087 sqft (0.53 acres)
Lot Dimensions	159 ft deep x 131 ft wide
Garage Type	Attached
Garage Area	1,294 sqft
Parking Spaces	2 Parking Spaces
Pool Area	608 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	3984 CHADWICK DR
City	CARMEL
State	IN
Zip	46033-4813
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACREAGE .53, SECTION 5, TOWNSHIP 17, RANGE 4, CAROLINA COMMONS, SECTION 2, LOT 56
Legal Range	04
Legal Township	17
Legal Section	05
Legal Subdivision	CAROLINA COMMONS SECTION 2
Legal Lot Number	56
Jurisdiction	HAMILTON IN
Township / Civil Division	CLAY
Census Block Group	2
Census Block	2000
Census Tract	111004

Owner

Source: Hamilton County records, as of April 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3984 CHADWICK DR, CARMEL, IN 46033-4813
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Mar 16, 2026	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Mar 12, 2026	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Apr 9, 2026	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 3, 2025 · Amount on Record
Deed Sale	Feb 3, 2025 · Amount on Record
Prior Sale	Aug 21, 2015
Deed Document Number	20254113
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	3984 CHADWICK DR, CARMEL, IN 46033-4813
Transaction Type	Mortgage
Record Updated	Mar 27, 2026
Title Company	DOMA INSURANCE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3984 CHADWICK DR, CARMEL, IN 46033-4813

Mortgage

Document Number	0000010345
Date	Mar 16, 2026
Instrument	2026010345

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	355 Months
Due	Oct 1, 2055

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	3984 CHADWICK DR, CARMEL, IN 46033-4813
Transaction Type	Mortgage
Record Updated	Mar 25, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3984 CHADWICK DR, CARMEL, IN 46033-4813

Mortgage

Document Number	0000009827
Date	Mar 12, 2026
Instrument	2026009827

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	355 Months
Due	Oct 1, 2055

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Recording Date	Apr 9, 2026
Property Address	3984 CHADWICK DR, CARMEL, IN 46033-4813
Document Number	0000015029
Instrument Date	Mar 19, 2026
Instrument	202615029
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3984 CHADWICK DR, CARMEL, IN 46033-4813

Mortgage

Document Number	0000015029,
Date	Apr 9, 2026
Instrument	202615029

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 1, 2041

Interest

Rate Type	Fixed Rate
Rate	5.35%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Clay Township
Municipality	Carmel City
Unified School District	Carmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$1,053,700 (+10.29%) Land $176,400 Building $877,300	$1,053,700 (+10.29%) Land $176,400 Building $877,300
2024	$10,902.00 (-1.03%)
2023	$11,015.00 (+8.52%) Homeowner's exemption	$955,400 (+9.01%) Land $176,400 Building $779,000	$955,400 (+9.01%) Land $176,400 Building $779,000
2022	$10,150.00 Homeowner's exemption	$876,400 Land $176,400 Building $700,000	$876,400 Land $176,400 Building $700,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 73% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 279 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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