3977 Chadwick Dr, Carmel, IN 46033 Property Records

Hamilton County property record for 3977 Chadwick Dr, Carmel, IN 46033

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 3,958 sqft · built 2000
Lot Size	0.45 acres (19,602 sqft)
Owner	Individual Name on File
Tax Bill	$8,333 (2024)
Deeds & Mortgages	Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`29-14-05-002-023.000-018`

Property Details

APN / Parcel Number

Primary APN	`29-14-05-002-023.000-018`
Alternative APN	`1614050002023000`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	23 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	3,958 sqft Living Area
1st Floor Area	2,658 sqft
Attic	Attic
Attic Area	943 sqft
Basement Area	1,724 sqft
Finished Basement	1,300 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Architectural Style	Other
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	19,602 sqft (0.45 acres)
Lot Dimensions	178 ft deep x 110 ft wide
Garage Type	Attached
Garage Area	943 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	1614050002023000
Street Address	3977 CHADWICK DR
City	CARMEL
State	IN
Zip	46033-4810
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACREAGE .45, SECTION 5, TOWNSHIP 17, RANGE 4, CAROLINA COMMONS, SECTION 2, LOT 50
Legal Range	04
Legal Township	17
Legal Section	05
Legal Subdivision	CAROLINA COMMONS SECTION II
Legal Block	2
Legal Lot Number	50
Jurisdiction	HAMILTON IN
Township / Civil Division	CLAY
Census Block Group	2
Census Block	2000
Census Tract	111004

Owner

3977 Chadwick Dr is owned and occupied by an individual who acquired it in November 2006.

Source: Hamilton County records, as of March 4, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	3977 CHADWICK DR, CARMEL, IN 46033-4810
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 21, 2006
Deed Sale	Nov 21, 2006
Prior Sale	Sep 19, 2006 · Amount on File
Deed Document Number	200600069729
Record Updated	Jun 8, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	3977 CHADWICK DR, CARMEL, IN 46033-4810
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000064239
Date	Sep 16, 2020
Instrument	2020064239

Lender

Name	APPROVED MORTGAGE
Type	Mortgage Company
Address	GREENWOOD, IN 46142

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Oct 1, 2035

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Clay Township
Municipality	Carmel City
Unified School District	Carmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$801,200 Land $169,400 Building $631,800	$801,200 Land $169,400 Building $631,800
2024	$8,333.00 (+0.66%)
2023	$8,278.00 (+7.58%) Homeowner's exemption	$728,700 (+8.57%) Land $169,400 Building $559,300	$728,700 (+8.57%) Land $169,400 Building $559,300
2022	$7,695.00 Homeowner's exemption	$671,200 Land $169,400 Building $501,800	$671,200 Land $169,400 Building $501,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3977 Chadwick Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3977 Chadwick Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 279 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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