3981 Chadwick Dr, Carmel, IN 46033 Property Records

Hamilton County property record for 3981 Chadwick Dr, Carmel, IN 46033

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 4,818 sqft · built 2000
Lot Size	0.4 acres (17,424 sqft)
Owner	Company Name on Record
Tax Bill	$7,303 (2024)
Deeds & Mortgages	Jan 2022 Line of Credit Jan 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`29-14-05-002-025.000-018`

Property Details

APN / Parcel Number

Primary APN	`29-14-05-002-025.000-018`
Alternative APN	`1614050002025000`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	18 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	4,818 sqft Living Area
1st Floor Area	1,706 sqft
2nd Floor Area	1,833 sqft
Basement Area	1,706 sqft
Finished Basement	1,279 sqft
Game Room	Game Room

Exterior

Year Built	Built 2000
Architectural Style	Other
Roof Material	Asphalt
Lot Area	17,424 sqft (0.4 acres)
Lot Dimensions	160 ft deep x 111 ft wide
Garage Type	Attached
Garage Area	706 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	1614050002025000
Street Address	3981 CHADWICK DR
City	CARMEL
State	IN
Zip	46033-4810
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACREAGE .40, SECTION 5, TOWNSHIP 17, RANGE 4, CAROLINA COMMONS, SECTION 2, LOT 52
Legal Range	04
Legal Township	17
Legal Section	05
Legal Subdivision	CAROLINA COMMONS SECTION II
Legal Block	2
Legal Lot Number	52
Jurisdiction	HAMILTON IN
Township / Civil Division	CLAY
Census Block Group	2
Census Block	2000
Census Tract	111004

Owner

Source: Hamilton County records, as of March 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	3981 CHADWICK DR, CARMEL, IN 46033-4810
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jan 24, 2022	Deed of Trust, Mortgage · Line of Credit ELEMENTS FINANCIAL FCU
Jan 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage MOVEMENT MORTGAGE
Jul 30, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Apr 9, 2020	Deed of Trust, Mortgage MOVEMENT MTG
Jan 27, 2017	Deed of Trust, Mortgage THIRD FED'L S&L ASSN/CLEVELAND

Assessor's Deed Record

Deed Names	Name on Deed
Prior Sale	Jan 17, 2001
Last Transfer Date	Jul 30, 2020
Transfer Doc	0000049557
Record Updated	Jun 8, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	3981 CHADWICK DR, CARMEL, IN 46033-4810
Transaction Type	Mortgage
Record Updated	Feb 7, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004115
Date	Jan 24, 2022
Instrument	2022004115

Lender

Name	ELEMENTS FINANCIAL FCU
Type	Credit Union
Address	INDIANAPOLIS, IN 46202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jan 15, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	3981 CHADWICK DR, CARMEL, IN 46033-4810
Transaction Type	Mortgage
Record Updated	Feb 10, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005098
Date	Jan 22, 2021
Instrument	2021005098

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company
Address	FORT MILL, SC 29707

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	174 Months
Due	Jul 1, 2035

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON IN
Recording Date	Jul 30, 2020
Property Address	3981 CHADWICK DR, CARMEL, IN 46033-4810
Document Number	0000049557
Instrument Date	Jul 30, 2020
Instrument	49557
Transaction Type	Transfer
Record Updated	Sep 15, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	3981 CHADWICK DR CARMEL IN 460334810, CARMEL, IN 46033-4810

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	3981 CHADWICK DR, CARMEL, IN 46033-4810
Document Number	0000020469
Instrument Date	Apr 9, 2020
Transaction Type	Mortgage
Record Updated	Jun 30, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3981 CHADWICK DR CARMEL IN 460334810, CARMEL, IN 46033-4810

Mortgage

Document Number	0000020469
Date	Apr 15, 2020
Instrument	20469

Lender

Name	MOVEMENT MTG
Type	Mortgage Company
Address	INDIAN LAND, SC 29707

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Apr 14, 2035

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	3981 CHADWICK DR, CARMEL, IN 46033-4810
Document Number	0000005795
Instrument Date	Jan 27, 2017
Transaction Type	Mortgage
Record Updated	Mar 7, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3981 CHADWICK DR CARMEL IN 460334810, CARMEL, IN 46033-4810

Mortgage

Document Number	0000005795
Date	Feb 8, 2017
Instrument	5795

Lender

Name	THIRD FED'L S&L ASSN/CLEVELAND
Address	CLEVELAND, OH 44105

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Feb 7, 2032

Interest

Rate Type	Adjustable Rate
Rate	2.54%

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Clay Township
Municipality	Carmel City
Unified School District	Carmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$707,500 (+10.41%) Land $159,800 Building $547,700	$707,500 (+10.41%) Land $159,800 Building $547,700
2024	$7,303.00 (+1.85%)
2023	$7,170.00 (+8.31%) Homeowner's exemption	$640,800 (+10.6%) Land $159,800 Building $481,000	$640,800 (+10.6%) Land $159,800 Building $481,000
2022	$6,620.00 Homeowner's exemption	$579,400 Land $159,800 Building $419,600	$579,400 Land $159,800 Building $419,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 279 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

Nearby Properties on Chadwick Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures