3983 Chadwick Dr, Carmel, IN 46033 Property Records

Hamilton County property record for 3983 Chadwick Dr, Carmel, IN 46033

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 5,123 sqft · built 2000
Lot Size	0.389 acres (16,988 sqft)
Owner	Individual Name on File
Last Sale	$915,000 (Sep 2023)
Tax Bill	$7,803 (2024)
Deeds & Mortgages	Mar 2024 Mortgage Sep 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`29-14-05-002-026.000-018`

Property Details

APN / Parcel Number

Primary APN	`29-14-05-002-026.000-018`
Alternative APN	`1614050002026000`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	20 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	5,123 sqft Living Area
1st Floor Area	1,932 sqft
2nd Floor Area	1,524 sqft
Attic	Attic
Attic Area	389 sqft
Basement Area	1,932 sqft
Finished Basement	1,094 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Architectural Style	Other
Roof Material	Asphalt
Lot Area	16,988 sqft (0.389 acres)
Lot Dimensions	153 ft deep x 112 ft wide
Garage Type	Attached
Garage Area	874 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	1614050002026000
Street Address	3983 CHADWICK DR
City	CARMEL
State	IN
Zip	46033-4810
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACREAGE .39, SECTION 5, TOWNSHIP 17, RANGE 4, CAROLINA COMMONS, SECTION 2, LOT 53
Legal Range	04
Legal Township	17
Legal Section	05
Legal Subdivision	CAROLINA COMMONS SEC 11
Legal Block	2
Legal Lot Number	53
Jurisdiction	HAMILTON IN
Township / Civil Division	CLAY
Census Block Group	2
Census Block	2000
Census Tract	111004

Owner

3983 Chadwick Dr is owned and occupied by an individual who bought it in September 2023.

Source: Hamilton County records, as of March 4, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	3983 CHADWICK DR, CARMEL, IN 46033-4810
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 19, 2024	Deed of Trust, Mortgage · Conventional Mortgage THE HUNTINGTON NATIONAL BANK
Sep 18, 2023	Warranty Deed, Transfer · Conventional Mortgage THE HUNTINGTON NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 18, 2023 · Amount on File
Deed Sale	Sep 18, 2023 · Amount on File
Deed Document Number	2023035750
Record Updated	Jun 8, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	3983 CHADWICK DR, CARMEL, IN 46033-4810
Transaction Type	Mortgage
Record Updated	Apr 17, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3983 CHADWICK DR, CARMEL, IN 46033-4810

Mortgage

Document Number	0000009192
Date	Mar 19, 2024
Instrument	2024009192

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43219

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2039

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON IN
Recording Date	Sep 18, 2023
Property Address	3983 CHADWICK DR, CARMEL, IN 46033-4810
Document Number	0000035750
Map Reference	MB 13 PG 60-64
Instrument Date	Sep 15, 2023
Instrument	2023035750
Transaction Type	Transfer
Record Updated	Nov 10, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3983 CHADWICK DR, CARMEL, IN 46033-4810

Mortgage

Document Number	0000035751
Date	Sep 18, 2023
Instrument	2023035751

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.37%
Adjustable	Adjustable Rate Rider
Type Change Date	Oct 1, 2030
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	11.3%
Index	11th District COF
Margin	3
Max Rate	11.3%

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Clay Township
Municipality	Carmel City
Unified School District	Carmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$753,800 Land $157,700 Building $596,100	$753,800 Land $157,700 Building $596,100
2024	$7,803.00 (+0.66%)
2023	$7,752.00 (+9.88%) Homeowner's exemption	$683,600 (+10.9%) Land $157,700 Building $525,900	$683,600 (+10.9%) Land $157,700 Building $525,900
2022	$7,055.00 (+27.67%) Homeowner's exemption	$616,400 Land $157,700 Building $458,700	$616,400 Land $157,700 Building $458,700
2021	$5,526.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3983 Chadwick Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3983 Chadwick Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 279 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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