Catawba County property record for 3995 Granite St, Terrell, NC 28682
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,804 sqft · built 2004 |
| Lot Size | 0.71 acres (30,928 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $350,000 (Mar 2006) |
| Tax Bill | $2,067 (2025) |
| Deeds & Mortgages | Jul 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 4617-14-43-7017 |
| Primary APN | 4617-14-43-7017 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,804 sqft Living Area |
| 1st Floor Area | 2,370 sqft |
| Upper Floors Area | 432 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Lot Area | 30,928 sqft (0.71 acres) |
| Lot Dimensions | 332 ft deep x 92 ft wide |
| Terrain | Rolling |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Porch |
| Porch Area | 35 sqft |
| Patio Area | 825 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 3995 GRANITE ST |
|---|---|
| City | TERRELL |
| State | NC |
| Zip | 28682-9733 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-30 |
| Legal Description | LOT 33 33 PL 47-157 SOMERSET PL 47-157 |
| Legal Subdivision | SOMERSET ON LAKE NORMAN |
| Legal Lot Number | 33 |
| Jurisdiction | CATAWBA NC |
| Township / Civil Division | MOUNTAIN CREEK |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 11505 |
Source: Catawba County assessment roll, as of August 3, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3995 GRANITE ST, TERRELL, NC 28682-9733 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 2, 2006 · Amount on Record |
| Deed Sale | Mar 2, 2006 · Amount on Record |
| Prior Sale | Jun 11, 2004 · Amount on Record |
| Deed Document Number | 20065941 |
| Deed Book / Page | 2733 / 365 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CATAWBA NC |
| Property Address | 3995 GRANITE ST, TERRELL, NC 28682-9733 |
| Transaction Type | Mortgage |
| Record Updated | Aug 23, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0036751900 |
|---|---|
| Date | Jul 30, 2021 |
| Book Page | 3675/1900 |
| Instrument | 18325 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28273 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 362 Months |
| Due | Sep 1, 2051 |
Source: Catawba County assessment roll, as of August 3, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Catawba County |
| Unified School District | Catawba County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $518,600 (-) Land $35,100 Building $483,500 | ||
| 2025 | $2,067.00 (-19.07%) | $518,600 (+38.33%) Land $35,100 Building $483,500 | |
| 2024 | $2,554.00 (+2.08%) | ||
| 2023 | $2,502.00 | $374,900 Land $35,100 Building $339,800 | $518,600 Land $35,100 Building $483,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 95% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
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