Hamilton County property record for 3978 River Rd, Cincinnati, OH 45204
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,322 sqft · built 1912 |
| Lot Size | 0.143 acres (6,229 sqft) |
| Owner | Company Name on File |
| Last Sale | $12,500 (Nov 2022) |
| Tax Bill | $916 (2025) |
| Deeds & Mortgages | Jun 2023 Line of Credit Jun 2023 Sale + 3 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 159-0068-0038-00 |
| Primary APN | 159-0068-0038-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,322 sqft Living Area |
| Gross Area | 2,022 sqft |
| 1st Floor Area | 762 sqft |
| 2nd Floor Area | 560 sqft |
| Upper Floors Area | 560 sqft |
| Basement Area | 700 sqft |
| Year Built | Built 1912 |
|---|---|
| Effective Year Built | Effective 1912 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 6,229 sqft (0.143 acres) |
| Lot Dimensions | 128 ft deep x 50 ft wide |
| Porch | Open Frame Porch |
| Porch Area | 175 sqft |
| Cooling System | None |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Street Address | 3978 RIVER RD |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45204-1023 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF2 |
| Legal Description | 3978 RIVER ED 50 X 128 FTIRR PT LOT 8 E ANDERSON SUB STATE EASMT PAR 80 |
| Legal Subdivision | ANDERSON SUB |
| Legal Lot Number | 8 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | CINCINNATI |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 10400 |
Source: Hamilton County assessment roll, as of January 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | PO BOX 9422, CINCINNATI, OH 45209-0422 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| Jun 5, 2023 | Deed of Trust, Mortgage · Line of Credit FIRST FSLA OF LAKEWOOD |
| Jun 6, 2023 | Warranty Deed, Transfer |
| Dec 29, 2022 | Warranty Deed, Transfer |
| Nov 16, 2022 | Warranty Deed, Transfer NORTHWEST TITLE FAM/COMPANIES, NORTHWEST TTL FAM OF COMPANI |
| Nov 16, 2022 | Affidavit of Death of Joint Tenant, Transfer NORTHWEST TITLE FAM/COMPANIES, NORTHWEST TTL FAM OF COMPANI |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 16, 2022 · Amount on Record |
| Deed Sale | Nov 16, 2022 · Amount on Record |
| Deed Document Number | 2022106184 |
| Deed Book / Page | 14795 / 251 |
| Prior Transfer Date | Nov 9, 2022 |
| Prior Transfer Doc | 0000106183 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 3978 RIVER RD, CINCINNATI, OH 45204-1023 |
| Transaction Type | Mortgage |
| Record Updated | Jul 20, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000037824 |
|---|---|
| Date | Jun 5, 2023 |
| Book Page | 14930/2322 |
| Instrument | 2023-0037824 |
| Name | FIRST FSLA OF LAKEWOOD |
|---|---|
| Type | Bank |
| Address | LAKEWOOD, OH 44107 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Jun 6, 2023 |
| Property Address | 3978 RIVER RD, CINCINNATI, OH 45204-1023 |
| Document Number | 0000038338 |
| Book / Page | 14931 / 2461 |
| Instrument Date | Jun 1, 2023 |
| Instrument | 2023-0038338 |
| Transaction Type | Transfer |
| Record Updated | Jul 20, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 9422, CINCINNATI, OH 45209-0422 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Dec 29, 2022 |
| Property Address | 3978 RIVER RD, CINCINNATI, OH 45204-1023 |
| Document Number | 0000116810 |
| Book / Page | 14822 / 738 |
| Instrument Date | Dec 20, 2022 |
| Instrument | 2022-0116810 |
| Transaction Type | Transfer |
| Record Updated | Jan 25, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 9422, CINCINNATI, OH 45209-0422 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Nov 16, 2022 |
| Property Address | 3978 RIVER RD, CINCINNATI, OH 45204-1023 |
| Document Number | 0000106184 |
| Book / Page | 14795 / 251 |
| Instrument Date | Nov 11, 2022 |
| Instrument | 2022-0106184 |
| Transaction Type | Transfer |
| Record Updated | Dec 21, 2022 |
| Title Company | NORTHWEST TITLE FAM/COMPANIES, NORTHWEST TTL FAM OF COMPANI |
| Amount | Amount Recorded |
|---|---|
| Tax | $37.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3978 RIVER RD, CINCINNATI, OH 45204-1023 |
| Investor | Possibly a Property Investor |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Nov 16, 2022 |
| Property Address | 3978 RIVER RD, CINCINNATI, OH 45204-1023 |
| Document Number | 0000106183 |
| Book / Page | 14795 / 247 |
| Instrument Date | Nov 11, 2022 |
| Instrument | 2022-0106183 |
| Transaction Type | Transfer |
| Record Updated | Dec 21, 2022 |
| Title Company | NORTHWEST TITLE FAM/COMPANIES, NORTHWEST TTL FAM OF COMPANI |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3978 RIVER RD, CINCINNATI, OH 45204-1023 |
Source: Hamilton County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Cincinnati City |
| Unified School District | Cincinnati City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $916.00 (+0.22%) | $14,235 (-) Land $2,051 Building $12,184 | $40,670 (-) Land $5,860 Building $34,810 |
| 2024 | $914.00 (-0.22%) | $14,235 (-) Land $2,051 Building $12,184 | |
| 2023 | $916.00 (+21.81%) | $14,235 (-27.79%) Land $2,051 Building $12,184 | $40,670 (-27.79%) Land $5,860 Building $34,810 |
| 2022 | $752.00 Homeowner's exemption | $19,712 Land $2,121 Building $17,591 | |
| 2020 | $56,320 Land $6,060 Building $50,260 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 6 (1998–2018) |
| Claims Outside the SFHA | 1 of 6 |
| Most Recent Claim | Feb 2018 · Severe Storms, Landslides, And Mudslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 74% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 331 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cincinnati Bell Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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