Hamilton County property record for 3954 River Rd, Cincinnati, OH 45204
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 768 sqft · built 1930 |
| Lot Size | 0.145 acres (6,316 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $35,000 (Oct 2019) |
| Tax Bill | $922 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage Oct 2019 Transfer + 3 more |
| Flood Zone | Zone AE (high risk) |
| APN | 159-0067-0116-00 |
| Primary APN | 159-0067-0116-00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 768 sqft Living Area |
| Gross Area | 1,536 sqft |
| 1st Floor Area | 768 sqft |
| Basement Area | 768 sqft |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 6,316 sqft (0.145 acres) |
| Lot Dimensions | 120 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 216 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Frame Porch |
| Porch Area | 84 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Street Address | 3954 RIVER RD |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45204-1023 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF2 |
| Legal Description | 3954 LISTON AV 50.32 X 120.65 IRR LOTS 1-2 LOUISE H SWITZER SUB PARS116-117 CONS |
| Legal Subdivision | SWITZER SUB |
| Legal Lot Number | 1-2 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | CINCINNATI |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 10400 |
Source: Hamilton County records, as of August 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3954 RIVER RD, CINCINNATI, OH 45204-1023 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 21, 2026 | Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK |
| Oct 28, 2019 | Affidavit of Death, Transfer ATTORNEY ONLY |
| Oct 28, 2019 | Warranty Deed, Transfer ATTORNEY ONLY |
| Apr 5, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Apr 5, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 28, 2019 · Amount on Record |
| Deed Sale | Oct 28, 2019 · Amount on Record |
| Prior Sale | Apr 21, 2003 · Amount on Record |
| Deed Document Number | 201993827 |
| Deed Book / Page | 14032 / 2709 |
| Prior Transfer Date | Oct 24, 2019 |
| Prior Transfer Doc | 0000093826 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Jul 21, 2026 |
| Property Address | 3954 RIVER RD, CINCINNATI, OH 45204-1023 |
| Document Number | 0000058869 |
| Book / Page | 15711 / 1229 |
| Instrument Date | Jul 14, 2026 |
| Instrument | 202658869 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2026 |
| Title Company | PROMINENT TITLE LLC, PROMINENT TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3954 RIVER RD, CINCINNATI, OH 45204-1023 |
| Document Number | 0000058869, |
|---|---|
| Date | Jul 21, 2026 |
| Book Page | 15711/1229 |
| Instrument | 202658869 |
| Name | UNION SAVINGS BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Affidavit of Death |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Oct 28, 2019 |
| Property Address | 3954 RIVER RD, CINCINNATI, OH 45204-1023 |
| Document Number | 0000093826 |
| Book / Page | 014032 / 002703 |
| Instrument Date | Oct 24, 2019 |
| Instrument | 93826 |
| Transaction Type | Transfer |
| Record Updated | Nov 25, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5143 MOUNT ALVERNO RD CINCINNATI OH 452385745, CINCINNATI, OH 45238-5745 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Oct 28, 2019 |
| Property Address | 3954 RIVER RD, CINCINNATI, OH 45204-1023 |
| Document Number | 0000093827 |
| Book / Page | 014032 / 002709 |
| Instrument Date | Oct 24, 2019 |
| Instrument | 93827 |
| Transaction Type | Transfer |
| Record Updated | Nov 25, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $140.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 682 HAWTHOME AVE CINCINNATI OH 45205, CINCINNATI, OH 45205 |
| Investor | Possibly a Property Investor |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Apr 5, 2017 |
| Property Address | 3954 RIVER RD, CINCINNATI, OH 45204-1023 |
| Document Number | 0000030084 |
| Book / Page | 013389 / 002306 |
| Instrument Date | Apr 3, 2017 |
| Instrument | 30084 |
| Transaction Type | Transfer |
| Record Updated | Jan 13, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3954 RIVER RD CINCINNATI OH 452041023, CINCINNATI, OH 45204-1023 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Apr 5, 2017 |
| Property Address | 3954 RIVER RD, CINCINNATI, OH 45204-1023 |
| Document Number | 0000030083 |
| Book / Page | 013389 / 002302 |
| Instrument Date | Apr 3, 2017 |
| Instrument | 30083 |
| Transaction Type | Transfer |
| Record Updated | Nov 13, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 5300 SOCIALVILLE FOSTER RD MASON OH 450409429, MASON, OH 45040-9429 |
Source: Hamilton County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Cincinnati City |
| Unified School District | Cincinnati City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $922.00 (+0.22%) | $14,316 (+0.01%) Land $1,985 Building $12,331 | $40,900 (-) Land $5,670 Building $35,230 |
| 2024 | $920.00 (-0.22%) | $14,314 (-) Land $1,984 Building $12,330 | |
| 2023 | $922.00 (+5.01%) | $14,314 (+16.85%) Land $1,984 Building $12,330 | $40,900 (+16.86%) Land $5,670 Building $35,230 |
| 2022 | $878.00 | $12,250 Land $2,051 Building $10,199 | |
| 2020 | $35,000 Land $5,860 Building $29,140 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 6 (1998–2018) |
| Claims Outside the SFHA | 1 of 6 |
| Most Recent Claim | Feb 2018 · Severe Storms, Landslides, And Mudslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 90% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures