3965 Loch Dr, Highland, MI 48357 Property Records

Oakland County property record for 3965 Loch Dr, Highland, MI 48357 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,385 sqft · built 1977
Lot Size	0.417 acres (18,165 sqft)
Owner	2 Individual Names on File
Last Sale	$226,000 (Sep 2015)
Tax Bill	$5,476 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Jan 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`H-11-09-176-009`

Property Details

APN / Parcel Number

Primary APN	`H-11-09-176-009`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	6 Rooms
Building Area	2,385 sqft Living Area
1st Floor Area	2,039 sqft
Basement Area	1,651 sqft
Unfinished Basement	1,651 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Other
Exterior Material	Wood Siding
Roof Type	Gable
Lot Area	18,165 sqft (0.417 acres)
Lot Dimensions	146 ft deep x 119 ft wide
Terrain	High
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	500 sqft
Deck Area	437 sqft
Patio Area	437 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	3965 LOCH DR
City	HIGHLAND
State	MI
Zip	48357-2233
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T3N, R7E, SEC 9 HIGHLAND HILLS NO 3 LOT 200
Legal Range	07E
Legal Township	03N
Legal Section	09
Legal Subdivision	HIGHLAND
Legal Lot Number	200
Jurisdiction	OAKLAND MI
Township / Civil Division	HIGHLAND
Census Block Group	1
Census Block	1007
Census Tract	131600

Owner

Source: Oakland County records · APN H-11-09-176-009

Assessment roll updated January 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3965 LOCH DR, HIGHLAND, MI 48357-2233
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2026	Deed of Trust, Mortgage · Line of Credit LAKEVIEW LOAN SERVICING
Jan 06, 2020	Deed of Trust, Mortgage MAIN STREET BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 21, 2015 · Amount on Record
Deed Sale	Sep 21, 2015 · Amount on Record
Prior Sale	Sep 24, 2014 · Amount on Record
Deed Document Number	2015189214
Deed Book / Page	48623 / 781
Last Transfer Date	Sep 26, 2016
Transfer Doc	0000194077
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Recording Date	Jun 23, 2026
Property Address	3965 LOCH DR, HIGHLAND, MI 48357-2233
Document Number	0000088956
Book / Page	61305 / 402
Instrument Date	Jun 09, 2026
Instrument	202688956
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3965 LOCH DR, HIGHLAND, MI 48357-2233
Investor	Possibly a Property Investor

Mortgage

Document Number	0000088956,
Date	Jun 23, 2026
Book Page	61305/402
Instrument	202688956

Lender

Name	LAKEVIEW LOAN SERVICING

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jul 06, 2046

Interest

Rate	6.36%
Max Rate	-1%

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	3965 LOCH DR, HIGHLAND, MI 48357-2233
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001955
Date	Jan 06, 2020
Book Page	53663/00001
Instrument	001955

Lender

Name	MAIN STREET BANK
Type	Bank
Address	FRANKLIN, MI 48025

Agreement

Amount	Amount Recorded
Term	321 Months
Due	Oct 01, 2046

Tax Assessment & Valuation

Source: Oakland County records · Assessment roll updated January 21, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
County Subdivision	Highland Charter Township
Unified School District	Huron Valley Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,476.00 (-20.74%)	$191,310 (+12.29%)	$382,620 (+12.29%)
2024	$6,909.00 (+18.67%)
2023		$170,370	$340,740
2021	$5,822.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Oakland County (26125C), updated December 8, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 230 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Verizon	Fixed Wireless	300 / 20

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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