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3941 Loch Dr, Highland, MI 48357 Property Records

Oakland County property record for 3941 Loch Dr, Highland, MI 48357

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,212 sqft · built 1976
Lot Size0.373 acres (16,248 sqft)
Owner2 Individual Names on File
Last Sale$295,000 (Aug 2024)
Tax Bill$3,000 (2025)
Deeds & MortgagesJul 2026 Mortgage
Jul 2026 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APNH-11-09-176-010

Property Details

APN / Parcel Number

Primary APNH-11-09-176-010

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,212 sqft Living Area
1st Floor Area1,212 sqft
Basement Area1,212 sqft
Unfinished Basement1,212 sqft

Exterior

Year BuiltBuilt 1976
Effective Year BuiltEffective 1976
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Lot Area16,248 sqft (0.373 acres)
Lot Dimensions121 ft deep x 133 ft wide
Garage Area768 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

PorchPorch
Porch Area232 sqft
Deck Area232 sqft
Patio Area330 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerSeptic
Water SourceWell

Location & Zoning

Street Address3941 LOCH DR
CityHIGHLAND
StateMI
Zip48357-2233
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSI
Legal DescriptionT3N, R7E, SEC 9 HIGHLAND HILLS NO 3 LOT 199
Legal Range07E
Legal Township03N
Legal Section09
Legal SubdivisionHIGHLAND
Legal Lot Number199
JurisdictionOAKLAND MI
Township / Civil DivisionHIGHLAND
Census Block Group1
Census Block1007
Census Tract131600

Owner

Source: Oakland County assessment roll, APN H-11-09-176-010, as of February 4, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3941 LOCH DR, HIGHLAND, MI 48357-2233
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Jul 23, 2026Deed of Trust, Mortgage · Conventional Mortgage
CROSSCOUNTRY MORTGAGE
Jul 28, 2026Warranty Deed, Transfer · Conventional Mortgage
CROSSCOUNTRY MORTGAGE
Feb 18, 2026Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 14, 2024 · Amount on Record
Deed SaleAug 14, 2024 · Amount on Record
Prior SaleAug 18, 2011 · Amount on Record
Deed Document Number202490591
Deed Book / Page59565 / 102
Last Transfer DateFeb 10, 2026
Transfer Doc0000020057
Record UpdatedSep 20, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Recording DateJul 23, 2026
Property Address3941 LOCH DR, HIGHLAND, MI 48357-2233
Document Number0000110457
Book / Page61396 / 874
Instrument DateJul 15, 2026
Instrument2026110457
Transaction TypeMortgage
Record UpdatedAug 04, 2026
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLU

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
Address4801 RIOVIEW DR, CLARKSTON, MI 48346-3671

Mortgage

Document Number0000110457,
DateJul 23, 2026
Book Page61396/874
Instrument2026110457
Lender
NameCROSSCOUNTRY MORTGAGE
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 01, 2056
Interest
Rate TypeFixed Rate
Rate6.47%
Initial TypeFixed Rate
Max Rate-1%

July 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOAKLAND MI
Recording DateJul 28, 2026
Property Address3941 LOCH DR, HIGHLAND, MI 48357-2233
Document Number0000112883
Book / Page61409 / 606
Instrument DateJul 15, 2026
Instrument2026112883
Transaction TypeTransfer
Record UpdatedAug 06, 2026
Title CompanyTITLE AGENCY, TITLE WRX AGENCY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$228,765.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3941 LOCH DR, HIGHLAND, MI 48357-2233

Mortgage

Document Number0000110457,
DateJul 28, 2026
Instrument2026110457
Lender
NameCROSSCOUNTRY MORTGAGE
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 01, 2056
Interest
Rate TypeFixed Rate
Rate6.52%
Initial TypeFixed Rate
Max Rate-1%

February 2026: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionOAKLAND MI
Recording DateFeb 18, 2026
Property Address3941 LOCH DR, HIGHLAND, MI 48357-2233
Document Number20260020057
Book / Page60951 / 93
Map ReferenceLB 103 PG 20-22
Instrument DateFeb 10, 2026
Instrument20260020057
Transaction TypeTransfer
Record UpdatedMar 18, 2026

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address9240 N ADAMS RD, NORTH ADAMS, MI 49262-9765

Transferred To (Grantee/Buyer)

NameVerified Name
Address9240 N ADAMS RD, NORTH ADAMS, MI 49262-9765

Tax Assessment & Valuation

Source: Oakland County assessment roll as of February 4, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
County SubdivisionHighland Charter Township
Unified School DistrictHuron Valley Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$3,000.00 (+38.12%) Homeowner's exemption$133,830 (+13.69%)$267,660 (+13.69%)
2024$2,172.00 (+18.56%)
2023$117,720$235,440
2021$1,832.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Oakland County (26125C), as of December 8, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 94 locations within half a mile, as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
AT&T
Fixed Wireless		100 / 20

May also be available: Verizon.

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