3962 Loch Dr, Highland, MI 48357 Property Records

Oakland County property record for 3962 Loch Dr, Highland, MI 48357 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,739 sqft · built 1981
Lot Size	0.74 acres (32,234 sqft)
Owner	2 Individual Names on File
Last Sale	$175,000 (Nov 2017)
Tax Bill	$3,247 (2025)
Deeds & Mortgages	Nov 2017 Sale & Mortgage Feb 2017 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`H-11-09-177-026`

Property Details

APN / Parcel Number

Primary APN	`H-11-09-177-026`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,739 sqft Living Area
1st Floor Area	979 sqft
Basement Area	672 sqft
Unfinished Basement	672 sqft

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Brick
Roof Type	Gable
Lot Area	32,234 sqft (0.74 acres)
Lot Dimensions	155 ft deep x 106 ft wide
Garage Area	477 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	432 sqft
Deck Area	342 sqft
Patio Area	342 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	3962 LOCH DR
City	HIGHLAND
State	MI
Zip	48357-2232
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T3N, R7E, SEC 9 HIGHLAND HILLS NO 3 LOT 153
Legal Range	07E
Legal Township	03N
Legal Section	09
Legal Subdivision	HIGHLAND
Legal Lot Number	153
Jurisdiction	OAKLAND MI
Township / Civil Division	HIGHLAND
Census Block Group	1
Census Block	1006
Census Tract	131600

Owner

Source: Oakland County records · APN H-11-09-177-026

Assessment roll updated January 21, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3962 LOCH DR, HIGHLAND, MI 48357-2232
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 27, 2017	Warranty Deed, Transfer · Conventional with PMI MICHIGAN MUTUAL
Feb 23, 2017	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 27, 2017 · Amount on Record
Deed Sale	Nov 27, 2017 · Amount on Record
Prior Sale	May 23, 2006 · Amount on Record
Deed Document Number	2017216731
Deed Book / Page	51324 / 116
Record Updated	Sep 20, 2026

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Nov 27, 2017
Property Address	3962 LOCH DR, HIGHLAND, MI 48357-2232
Document Number	0000216731
Book / Page	051324 / 000116
Instrument Date	Nov 15, 2017
Instrument	216731
Transaction Type	Transfer
Record Updated	Jan 03, 2018
Title Company	HOMETOWN ONE TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,505.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	10553 KELLY RD PINCKNEY MI 481699004, PINCKNEY, MI 48169-9004

Mortgage

Document Number	217433
Date	Nov 27, 2017
Book Page	051326/000777
Instrument	217433

Lender

Name	MICHIGAN MUTUAL
Type	Funding / Finance Company
Address	PORT HURON, MI 48060

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Nov 26, 2047

February 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	OAKLAND MI
Recording Date	Feb 23, 2017
Property Address	3962 LOCH DR, HIGHLAND, MI 48357-2232
Document Number	0000034048
Book / Page	050410 / 000664
Instrument Date	Feb 14, 2017
Instrument	34048
Transaction Type	Foreclosure
Record Updated	Apr 20, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Amount Accuracy	Confirmed
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	500 S HARVEY ST PLYMOUTH MI 481701759, PLYMOUTH, MI 48170-1759

Tax Assessment & Valuation

Source: Oakland County records · Assessment roll updated January 21, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
County Subdivision	Highland Charter Township
Unified School District	Huron Valley Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,247.00 (-39.06%) Homeowner's exemption	$174,860 (+8.76%)	$349,720 (+8.76%)
2024	$5,328.00 (+16.87%)
2023		$160,770	$321,540
2021	$4,559.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Oakland County (26125C), updated December 8, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone A, within 100 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 230 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Verizon	Fixed Wireless	300 / 20

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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