Oakland County property record for 3944 Loch Dr, Highland, MI 48357
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2.5 ba · 1,260 sqft · built 1996 |
| Lot Size | 0.377 acres (16,422 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $147,948 (Jul 2011) |
| Tax Bill | $2,403 (2025) |
| Deeds & Mortgages | Jul 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | H-11-09-177-034 |
| Primary APN | H-11-09-177-034 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,260 sqft Living Area |
| 1st Floor Area | 1,260 sqft |
| Basement Area | 1,260 sqft |
| Unfinished Basement | 1,260 sqft |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Lot Area | 16,422 sqft (0.377 acres) |
| Lot Dimensions | 127 ft deep x 74 ft wide |
| Terrain | Rolling |
| View / Lot | Waterfront |
| Garage Area | 342 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
|---|---|
| Porch Area | 52 sqft |
| Deck Area | 264 sqft |
| Patio Area | 264 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 3944 LOCH DR |
|---|---|
| City | HIGHLAND |
| State | MI |
| Zip | 48357-2232 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | LI |
| Legal Description | T3N, R7E, SEC 9 HIGHLAND HILLS NO 3 LOT 156 |
| Legal Range | 07E |
| Legal Township | 03N |
| Legal Section | 09 |
| Legal Subdivision | HIGHLAND |
| Legal Lot Number | 156 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | HIGHLAND |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 131600 |
Source: Oakland County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3944 LOCH DR, HIGHLAND, MI 48357-2232 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 14, 2011 · Amount on Record |
| Deed Sale | Jul 14, 2011 · Amount on Record |
| Prior Sale | Dec 17, 2010 · Amount on Record |
| Deed Document Number | 2011129785 |
| Deed Book / Page | 43207 / 87 |
| Prior Transfer Date | May 6, 2011 |
| Prior Transfer Doc | 0000095853 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 3944 LOCH DR, HIGHLAND, MI 48357-2232 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000147851 |
|---|---|
| Date | Jul 28, 2020 |
| Book Page | 54570/557 |
| Instrument | 147851 |
| Name | HALL FINANCIAL GROUP |
|---|---|
| Type | Non-Lending Institution |
| Address | TROY, MI 48084 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Aug 1, 2045 |
Source: Oakland County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| County Subdivision | Highland Charter Township |
| Unified School District | Huron Valley Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,403.00 (-41.77%) Homeowner's exemption | $178,970 (+9.13%) | $357,940 (+9.13%) |
| 2024 | $4,127.00 (+16.12%) | ||
| 2023 | $163,990 | $327,980 | |
| 2021 | $3,554.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 87% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T.
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