Oakland County property record for 3974 Loch Dr, Highland, MI 48357
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,248 sqft · built 1988 |
| Lot Size | 0.542 acres (23,610 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $205,000 (Apr 1999) |
| Tax Bill | $2,258 (2025) |
| Deeds & Mortgages | Feb 2019 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | H-11-09-177-024 |
| Primary APN | H-11-09-177-024 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,248 sqft Living Area |
| 1st Floor Area | 1,248 sqft |
| Basement Area | 1,248 sqft |
| Unfinished Basement | 1,248 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Brick |
| Roof Type | Gable |
| Lot Area | 23,610 sqft (0.542 acres) |
| Lot Dimensions | 195 ft deep x 70 ft wide |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 138 sqft |
| Deck Area | 120 sqft |
| Patio Area | 120 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 3974 LOCH DR |
|---|---|
| City | HIGHLAND |
| State | MI |
| Zip | 48357-2232 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | LI |
| Legal Description | T3N, R7E, SEC 9 HIGHLAND HILLS NO 3 LOT 151 |
| Legal Range | 07E |
| Legal Township | 03N |
| Legal Section | 09 |
| Legal Subdivision | HIGHLAND |
| Legal Lot Number | 151 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | HIGHLAND |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 131600 |
3974 Loch Dr is owned and occupied by two individuals who acquired it in February 2019.
Source: Oakland County records, as of May 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3974 LOCH DR, HIGHLAND, MI 48357-2232 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 28, 1999 · Amount on File |
| Deed Sale | Apr 28, 1999 · Amount on File |
| Last Transfer Date | Feb 19, 2019 |
| Transfer Doc | 0000023575 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Feb 20, 2019 |
| Property Address | 3974 LOCH DR, HIGHLAND, MI 48357-2232 |
| Document Number | 0000023575 |
| Book / Page | 052587 / 000314 |
| Instrument Date | Feb 19, 2019 |
| Instrument | 23575 |
| Transaction Type | Transfer |
| Record Updated | Mar 5, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Address | 3974 LOCH DR HIGHLAND MI 483572232, HIGHLAND, MI 48357-2232 |
The 2025 property tax bill for 3974 Loch Dr was $2,258 with a homeowner's exemption, down 42.4% from the year before.
Source: Oakland County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| County Subdivision | Highland Charter Township |
| Unified School District | Huron Valley Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,258.00 (-42.43%) Homeowner's exemption | $157,490 | $314,980 |
| 2024 | $3,922.00 | ||
| 2023 | $144,710 | $289,420 | |
| 2021 | $3,382.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3974 Loch Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 3974 Loch Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Verizon.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures