3960 Christopher Way, Hampstead, MD 21074 Property Records

Carroll County property record for 3960 Christopher Way, Hampstead, MD 21074

Property Summary

Property Type	Townhouse
Details	2 ba · 1,392 sqft · built 1995
Lot Size	0.129 acres (5,622 sqft)
Owner	Individual Name on Record
Last Sale	$325,000 (Aug 2023)
Tax Bill	$4,036 (2026)
Deeds & Mortgages	Oct 2020 Mortgage Apr 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08-050414`

Property Details

APN / Parcel Number

Primary APN	`08-050414`
Alternative APNs	`8050414` `050414`

Interior

Full Baths	2 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	1,392 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	5,622 sqft (0.129 acres)
Porch	Slab
Porch Area	248 sqft
Deck Area	168 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	050414
Street Address	3960 CHRISTOPHER WAY
City	HAMPSTEAD
State	MD
Zip	21074-1655
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R-750
Legal Description	LT 37 - 5622 SF 3960 CHRISTOPHER WAY 32- BRANDYWINE STATION PUD
Legal Subdivision	BRANDYWINE STATION PUD
Legal Lot Number	37
Jurisdiction	CARROLL MD
Township / Civil Division	8, HAMPSTEAD
Census Block Group	4
Census Block	4039
Census Tract	508200

Owner

Source: Carroll County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3960 CHRISTOPHER WAY, HAMPSTEAD, MD 21074-1655
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage BAY CAPITAL MORTGAGE CORP
Apr 8, 2019	Deed, Transfer · Conventional Mortgage BAY CAPITAL MORTGAGE CORP
Oct 5, 2017	Grant Deed, Transfer · Conventional with PMI FARMERS & MERCHANTS NAT'L BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 3, 2023 · Amount on Record
Deed Sale	Aug 3, 2023 · Amount on Record
Prior Sale	Apr 8, 2019 · Amount on Record
Deed Book / Page	11086 / 202
Prior Transfer Date	Sep 8, 2020
Prior Transfer Doc	0098840068
Record Updated	Oct 29, 2026

October 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CARROLL MD
Recording Date	Oct 5, 2020
Property Address	3960 CHRISTOPHER WAY, HAMPSTEAD, MD 21074-1655
Document Number	0098840068
Book / Page	9884 / 68
Map Reference	MB LWS 33 PG 2
Instrument Date	Sep 8, 2020
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	LAKESIDE TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3960 CHRISTOPHER WAY, HAMPSTEAD, MD 21074-1655

Mortgage

Document Number	0000988474
Date	Oct 5, 2020
Instrument	9884/74

Lender

Name	BAY CAPITAL MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2050

April 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	CARROLL MD
Recording Date	Apr 8, 2019
Property Address	3960 CHRISTOPHER WAY, HAMPSTEAD, MD 21074-1655
Document Number	0092580482
Book / Page	9258 / 0482
Map Reference	MB LWS 33 PG 2
Instrument Date	Mar 29, 2019
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	LAKESIDE TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3960 CHRISTOPHER WAY, HAMPSTEAD, MD 21074-1655

Mortgage

Document Number	0009258489
Date	Apr 8, 2019
Instrument	9258/489

Lender

Name	BAY CAPITAL MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2049

October 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CARROLL MD
Recording Date	Oct 5, 2017
Property Address	3960 CHRISTOPHER WAY, HAMPSTEAD, MD 21074-1655
Document Number	0088250392
Book / Page	008825 / 000392
Instrument Date	Sep 29, 2017
Transaction Type	Transfer
Record Updated	Aug 27, 2018
Title Company	LAKESIDE TITLE AND ESCROW AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$225.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3960 CHRISTOPHER WAY HAMPSTEAD MD 210741655, HAMPSTEAD, MD 21074-1655

Mortgage

Document Number	88250399
Date	Oct 5, 2017
Book Page	008825/000399

Lender

Name	FARMERS & MERCHANTS NAT'L BK
Type	Bank
Address	HAMPSTEAD, MD 21074-2029

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Oct 4, 2047

Tax Assessment & Valuation

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Municipality	Hampstead Town
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,036.00 (+3.14%)	$297,500 (+3.19%)	$315,900 (+9.57%) Land $100,000 Building $215,900
2025	$3,913.00 (+14.28%)	$288,300 (+13.67%) Land $90,000 Building $198,300	$288,300 (-) Land $90,000 Building $198,300
2023	$3,424.00	$253,633	$288,300 Land $90,000 Building $198,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2011)
Most Recent Claim	Sep 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF HAMPSTEAD serves 6,600 people · EPA ID MD0060003
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 305 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Antietam Cable Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Quantum Internet & Telephone.

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