3956 Christopher Way, Hampstead, MD 21074 Property Records

Carroll County property record for 3956 Christopher Way, Hampstead, MD 21074

Property Summary

Property Type	Townhouse
Details	2 ba · 1,392 sqft · built 1995
Lot Size	0.142 acres (6,207 sqft)
Owner	Individual Name on Record
Last Sale	$249,900 (Sep 2018)
Tax Bill	$3,940 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Sep 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08-050430`

Property Details

APN / Parcel Number

Primary APN	`08-050430`
Alternative APNs	`8050430` `050430`

Interior

Full Baths	2 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	1,392 sqft Total Area
Basement Area	500 sqft
Finished Basement	500 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	6,207 sqft (0.142 acres)
Porch	Slab
Porch Area	272 sqft
Deck Area	360 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	050430
Street Address	3956 CHRISTOPHER WAY
City	HAMPSTEAD
State	MD
Zip	21074-1654
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R-750
Legal Description	LT 39 - 0.1425 ACS 3956 CHRISTOPHER WAY 33- BRANDYWINE STAT PUD
Legal Subdivision	11 BRANDYWINE STATION PUD
Legal Lot Number	39
Jurisdiction	CARROLL MD
Township / Civil Division	8, HAMPSTEAD
Census Block Group	4
Census Block	4039
Census Tract	508200

Owner

Source: Carroll County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3956 CHRISTOPHER WAY, HAMPSTEAD, MD 21074-1654
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST HERITAGE MORTGAGE LLC
Sep 26, 2018	Deed, Transfer · FHA Mortgage RESIDENTIAL MORTGAGE SERVICES
Aug 24, 2017	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 26, 2018 · Amount on Record
Deed Sale	Sep 26, 2018 · Amount on Record
Prior Sale	Aug 24, 2017 · Amount on Record
Deed Book / Page	9129 / 28
Record Updated	Sep 20, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	3956 CHRISTOPHER WAY, HAMPSTEAD, MD 21074-1654
Transaction Type	Mortgage
Record Updated	May 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0100340411
Date	Jan 6, 2021
Book Page	10034/411

Lender

Name	FIRST HERITAGE MORTGAGE LLC
Type	Mortgage Company
Address	FAIRFAX, VA 22030

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 1, 2036

September 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	CARROLL MD
Recording Date	Sep 26, 2018
Property Address	3956 CHRISTOPHER WAY, HAMPSTEAD, MD 21074-1654
Document Number	0091290028
Book / Page	9129 / 0028
Map Reference	MB LWS33 PG2
Instrument Date	Aug 31, 2018
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	GEMINI TITLE & ESCROW LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 650043, DALLAS, TX 75265-0043

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3956 CHRISTOPHER WAY, HAMPSTEAD, MD 21074-1654

Mortgage

Document Number	0000912933
Date	Sep 26, 2018
Instrument	9129/33

Lender

Name	RESIDENTIAL MORTGAGE SERVICES
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2048

August 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	CARROLL MD
Recording Date	Aug 24, 2017
Property Address	3956 CHRISTOPHER WAY, HAMPSTEAD, MD 21074-1654
Document Number	0087850030
Book / Page	008785 / 000030
Instrument Date	Mar 17, 2017
Transaction Type	Foreclosure
Record Updated	Feb 12, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$152.40
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Association
Address	3956 CHRISTOPHER WAY HAMPSTEAD MD 210741654, HAMPSTEAD, MD 21074-1654
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Carroll County assessment roll, as of August 5, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Municipality	Hampstead Town
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$311,500 (+17.08%)	$330,500 (+9.44%) Land $100,000 Building $230,500
2025	$3,940.00 (+9.72%) Homeowner's exemption
2023	$3,591.00 Homeowner's exemption	$266,067	$302,000 Land $90,000 Building $212,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2011)
Most Recent Claim	Sep 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF HAMPSTEAD serves 6,600 people · EPA ID MD0060003
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 305 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Antietam Cable Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Quantum Internet & Telephone.

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