3961 Christopher Way, Hampstead, MD 21074 Property Records

Carroll County property record for 3961 Christopher Way, Hampstead, MD 21074

Property Summary

Property Type	Townhouse
Details	3 ba · 1,392 sqft · built 1992
Lot Size	0.184 acres (8,035 sqft)
Owner	2 Individual Names on Record
Last Sale	$217,900 (Mar 2010)
Tax Bill	$3,866 (2026)
Deeds & Mortgages	Sep 2022 Mortgage Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-050341`

Property Details

APN / Parcel Number

Primary APN	`08-050341`
Alternative APNs	`8050341` `050341`

Interior

Full Baths	3 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	1,392 sqft Total Area
Basement Area	400 sqft
Finished Basement	400 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	8,035 sqft (0.184 acres)
Porch	Slab
Porch Area	32 sqft
Deck Area	336 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	050341
Street Address	3961 CHRISTOPHER WAY
City	HAMPSTEAD
State	MD
Zip	21074-1654
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R-750
Legal Description	LT 31 - 8035 SQ FT CHRISTOPHER WAY 33-2 BRANDYWINE STATION PUD
Legal Subdivision	BRANDYWINE STATION PUD
Legal Lot Number	31
Jurisdiction	CARROLL MD
Township / Civil Division	8, HAMPSTEAD
Census Block Group	4
Census Block	4046
Census Tract	508200

Owner

Source: Carroll County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3961 CHRISTOPHER WAY, HAMPSTEAD, MD 21074-1654
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jul 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 15, 2010 · Amount on Record
Deed Sale	Mar 15, 2010 · Amount on Record
Prior Sale	May 5, 2005 · Amount on Record
Deed Document Number	201092332
Deed Book / Page	6131 / 464
Transfer Doc	0056450062
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	3961 CHRISTOPHER WAY, HAMPSTEAD, MD 21074-1654
Transaction Type	Mortgage
Record Updated	Oct 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0108800034
Date	Sep 9, 2022
Book Page	10880/34

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	3961 CHRISTOPHER WAY, HAMPSTEAD, MD 21074-1654
Document Number	0098690417
Instrument Date	Jul 20, 2020
Transaction Type	Mortgage
Record Updated	Oct 12, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3961 CHRISTOPHER WAY HAMPSTEAD MD 210741654, HAMPSTEAD, MD 21074-1654

Mortgage

Document Number	0098690417
Date	Sep 28, 2020
Book Page	009869/000417

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Sep 27, 2045

Tax Assessment & Valuation

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Municipality	Hampstead Town
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,866.00 (+4.46%) Homeowner's exemption	$292,033 (+3.16%)	$309,900 (+9.47%) Land $100,000 Building $209,900
2025	$3,701.00 (+10.02%) Homeowner's exemption	$283,100 (+13.59%) Land $90,000 Building $193,100	$283,100 (-) Land $90,000 Building $193,100
2023	$3,364.00 Homeowner's exemption	$249,233	$283,100 Land $90,000 Building $193,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2011)
Most Recent Claim	Sep 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF HAMPSTEAD serves 6,600 people · EPA ID MD0060003
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 305 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Antietam Cable Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Quantum Internet & Telephone.

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