3964 Christopher Way, Hampstead, MD 21074 Property Records

Carroll County property record for 3964 Christopher Way, Hampstead, MD 21074

Property Summary

Property Type	Townhouse
Details	2.5 ba · 1,200 sqft · built 1994
Lot Size	0.126 acres (5,500 sqft)
Owner	2 Individual Names on Record
Last Sale	$240,000 (Dec 2019)
Tax Bill	$4,023 (2026)
Deeds & Mortgages	Dec 2019 Sale & Mortgage Mar 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-050392`

Property Details

APN / Parcel Number

Primary APN	`08-050392`
Alternative APNs	`8050392` `050392`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,200 sqft Total Area
Basement Area	450 sqft
Finished Basement	450 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	5,500 sqft (0.126 acres)
Porch	Slab
Porch Area	80 sqft
Deck Area	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	050392
Street Address	3964 CHRISTOPHER WAY
City	HAMPSTEAD
State	MD
Zip	21074-1655
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R-750
Legal Description	LT 35 - 5500 SQ FT 3964 CHRISTOPHER WAY 33- BRANDYWINE STATION PUD
Legal Subdivision	SHEET 5 OF 5 BRANDYWINE STATION P U D
Legal Lot Number	35
Jurisdiction	CARROLL MD
Township / Civil Division	8, HAMPSTEAD
Census Block Group	4
Census Block	4039
Census Tract	508200

Owner

Source: Carroll County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3964 CHRISTOPHER WAY, HAMPSTEAD, MD 21074-1655
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 11, 2019	Deed, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC
Mar 13, 2018	Deed, Transfer · FHA Mortgage CMG MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 11, 2019 · Amount on Record
Deed Sale	Dec 11, 2019 · Amount on Record
Prior Sale	Mar 13, 2018 · Amount on Record
Deed Book / Page	9505 / 425
Prior Transfer Date	Dec 3, 2019
Prior Transfer Doc	0095050425
Record Updated	Oct 29, 2026

December 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	CARROLL MD
Recording Date	Dec 11, 2019
Property Address	3964 CHRISTOPHER WAY, HAMPSTEAD, MD 21074-1655
Document Number	0095050425
Book / Page	9505 / 0425
Map Reference	MB 33 FO 2
Instrument Date	Dec 3, 2019
Transaction Type	Transfer
Record Updated	Aug 11, 2022
Title Company	TITLE RESOURCES GUARANTEE CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3964 CHRISTOPHER WAY, HAMPSTEAD, MD 21074-1655

Mortgage

Document Number	0009505431
Date	Dec 11, 2019
Instrument	9505/431

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

March 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	CARROLL MD
Recording Date	Mar 13, 2018
Property Address	3964 CHRISTOPHER WAY, HAMPSTEAD, MD 21074-1655
Document Number	0089630044
Book / Page	8963 / 0044
Map Reference	MB33 FO2
Instrument Date	Mar 6, 2018
Transaction Type	Transfer
Record Updated	Aug 11, 2022
Title Company	CONSUMER REAL ESTATE TITLE I

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3964 CHRISTOPHER WAY, HAMPSTEAD, MD 21074-1655

Mortgage

Document Number	0000896349
Date	Mar 13, 2018
Instrument	8963/49

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2048

Tax Assessment & Valuation

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Municipality	Hampstead Town
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,023.00 (+3.15%)	$296,500 (+3.2%)	$314,900 (+9.61%) Land $100,000 Building $214,900
2025	$3,900.00 (+14.3%)	$287,300 (+13.66%) Land $90,000 Building $197,300	$287,300 (-) Land $90,000 Building $197,300
2023	$3,412.00	$252,767	$287,300 Land $90,000 Building $197,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2011)
Most Recent Claim	Sep 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF HAMPSTEAD serves 6,600 people · EPA ID MD0060003
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 305 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Antietam Cable Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Quantum Internet & Telephone.

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