3954 Christopher Way, Hampstead, MD 21074 Property Records

Carroll County property record for 3954 Christopher Way, Hampstead, MD 21074

Property Summary

Property Type	Townhouse
Details	2.5 ba · 1,200 sqft · built 1992
Lot Size	0.168 acres (7,297 sqft)
Owner	Individual Name on Record
Last Sale	$259,900 (Jul 2021)
Tax Bill	$3,601 (2026)
Deeds & Mortgages	Mar 2021 Mortgage Jul 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08-050449`

Property Details

APN / Parcel Number

Primary APN	`08-050449`
Alternative APNs	`8050449` `050449`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,200 sqft Total Area
Basement Area	350 sqft
Finished Basement	350 sqft

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	7,297 sqft (0.168 acres)
Porch	Slab
Porch Area	30 sqft
Deck Area	240 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	050449
Street Address	3954 CHRISTOPHER WAY
City	HAMPSTEAD
State	MD
Zip	21074-1654
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R-750
Legal Description	LT 40 - 7297 SF 3954 CHRISTOPHER WAY 33- BRANDYWINE STATION PUD
Legal Subdivision	BRANDYWINE STATION PUD
Legal Lot Number	40
Jurisdiction	CARROLL MD
Township / Civil Division	8, HAMPSTEAD
Census Block Group	4
Census Block	4039
Census Tract	508200

Owner

Source: Carroll County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3954 CHRISTOPHER WAY, HAMPSTEAD, MD 21074-1654
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC
Jul 14, 2021	Deed, Transfer · Conventional Mortgage FARMERS & MERCHANTS BANK
Aug 21, 2019	Deed of Trust, Mortgage · VA Mortgage VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 14, 2021 · Amount on Record
Deed Sale	Jul 14, 2021 · Amount on Record
Prior Sale	May 1, 2015 · Amount on Record
Deed Book / Page	10364 / 233
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	3954 CHRISTOPHER WAY, HAMPSTEAD, MD 21074-1654
Transaction Type	Mortgage
Record Updated	May 2, 2022
Title Company	VISIONET SYSTEMS INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0101640359
Date	Mar 16, 2021
Book Page	10164/359

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

July 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	CARROLL MD
Recording Date	Jul 14, 2021
Property Address	3954 CHRISTOPHER WAY, HAMPSTEAD, MD 21074-1654
Document Number	0103640233
Book / Page	10364 / 233
Map Reference	MB LWS33 PG 2
Instrument Date	Jun 29, 2021
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	LAKESIDE TITLE COMPANY INC, LAKESIDE TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3954 CHRISTOPHER WAY, HAMPSTEAD, MD 21074-1654

Mortgage

Document Number	0010364242
Date	Jul 14, 2021
Instrument	10364/242

Lender

Name	FARMERS & MERCHANTS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2051

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	3954 CHRISTOPHER WAY, HAMPSTEAD, MD 21074-1654
Document Number	0093880047
Instrument Date	Aug 21, 2019
Transaction Type	Mortgage
Record Updated	Sep 11, 2019
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE/OREGON

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3954 CHRISTOPHER WAY HAMPSTEAD MD 210741654, HAMPSTEAD, MD 21074-1654

Mortgage

Document Number	0093880047
Date	Aug 26, 2019
Book Page	009388/000047

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 25, 2049

Tax Assessment & Valuation

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Municipality	Hampstead Town
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,601.00 (+3.15%)	$265,633 (+19.19%)	$282,100 (+9.6%) Land $100,000 Building $182,100
2025	$3,491.00 (+16.06%)
2023	$3,008.00	$222,867	$257,400 Land $90,000 Building $167,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2011)
Most Recent Claim	Sep 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF HAMPSTEAD serves 6,600 people · EPA ID MD0060003
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 305 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Antietam Cable Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Quantum Internet & Telephone.

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