Passaic County and Passaic City property record for 385 Terhune Ave, Passaic, NJ 07055
| Property Type | Single Family Home |
|---|---|
| Details | 3,853 sqft · built 1925 |
| Lot Size | 0.172 acres (7,501 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $500,000 (Aug 2013) |
| Tax Bill | $23,121 (2025) |
| Deeds & Mortgages | Mar 2026 Line of Credit Apr 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-03337-0000-00030 |
| Primary APN | 07-03337-0000-00030 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 3,853 sqft Living Area |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1925 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 7,501 sqft (0.172 acres) |
| Lot Dimensions | 150 ft deep x 50 ft wide |
| Street Address | 385 TERHUNE AVE |
|---|---|
| City | PASSAIC |
| State | NJ |
| Zip | 07055-2448 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Block | 3337 |
| Legal Lot Number | 30 |
| Jurisdiction | PASSAIC NJ |
| Township / Civil Division | PASSAIC |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 175601 |
Source: Passaic County and Passaic City records, as of July 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 385 TERHUNE AVE, PASSAIC, NJ 07055-2448 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 26, 2026 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA |
| Apr 7, 2020 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE |
| Mar 24, 2020 | Deed of Trust, Mortgage · Conventional Mortgage VALLEY NAT'L BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 20, 2013 · Amount on Record |
| Deed Sale | Aug 20, 2013 · Amount on Record |
| Deed Document Number | 201346713 |
| Deed Book / Page | 2355 / 292 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 385 TERHUNE AVE, PASSAIC, NJ 07055-2448 |
| Transaction Type | Mortgage |
| Record Updated | Jun 12, 2026 |
| Title Company | ACCURATE GROUP, ACCURATE GROUP LLC |
| Name | Verified Name |
|---|---|
| Address | 385 TERFIUNE AVE, PASSAIC, NJ 07055 |
| Document Number | 0000010547 |
|---|---|
| Date | Mar 26, 2026 |
| Book Page | M19864/50 |
| Instrument | 2026010547 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Mar 24, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 385 TERHUNE AVE, PASSAIC, NJ 07055-2448 |
| Document Number | 0000019054 |
| Instrument Date | Apr 7, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 15, 2020 |
| Title Company | MADISON TITLE AGENCY LLC, MADISON TITLE AGCY LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 385 TERHUNE AVE LINCOLN PARK NJ 07035, LINCOLN PARK, NJ 07035 |
| Document Number | 0000019054 |
|---|---|
| Date | Apr 27, 2020 |
| Instrument | 19054 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 26, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 385 TERHUNE AVE, PASSAIC, NJ 07055-2448 |
| Document Number | 0000019055 |
| Instrument Date | Mar 24, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 15, 2020 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC NAT'L TITLE |
| Name | Verified Name |
|---|---|
| Address | 385 TERHUNE AVE PASSAIC NJ 070552448, PASSAIC, NJ 07055-2448 |
| Document Number | 0000019055 |
|---|---|
| Date | Apr 27, 2020 |
| Book Page | 137647/0000NT |
| Instrument | 19055 |
| Name | VALLEY NAT'L BK |
|---|---|
| Type | Bank |
| Address | WAYNE, NJ 07470 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Passaic County and Passaic City assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Passaic County |
| Municipality | Passaic City |
| Unified School District | Passaic City School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $543,000 (-) Land $197,600 Building $345,400 | $543,000 (-) Land $197,600 Building $345,400 | |
| 2025 | $23,121.00 (+3.27%) | $543,000 (-) Land $197,600 Building $345,400 | $543,000 (-) Land $197,600 Building $345,400 |
| 2024 | $22,388.00 (+6.15%) | ||
| 2023 | $543,000 Land $197,600 Building $345,400 | $543,000 Land $197,600 Building $345,400 | |
| 2022 | $21,090.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 6 (2004–2021) |
| Claims Outside the SFHA | 6 of 6 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 94% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PASSAIC VALLEY WATER COMMISSION serves 310,483 people · EPA ID NJ1605002 |
|---|---|
| Water Source | Surface water |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2021 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 655 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures