3952 Christopher Way, Hampstead, MD 21074 Property Records

Carroll County property record for 3952 Christopher Way, Hampstead, MD 21074

Property Summary

Property Type	Townhouse
Details	2.5 ba · 1,344 sqft · built 1992
Lot Size	0.21 acres (9,151 sqft)
Owner	2 Individual Names on Record
Last Sale	$215,260 (Jun 2025)
Tax Bill	$4,028 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Jul 2020 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08-050457`

Property Details

APN / Parcel Number

Primary APN	`08-050457`
Alternative APNs	`8050457` `050457`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,344 sqft Total Area
Basement Area	450 sqft
Finished Basement	450 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	9,151 sqft (0.21 acres)
Garage Type	Attached
Garage Area	252 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	30 sqft
Deck Area	288 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	050457
Street Address	3952 CHRISTOPHER WAY
City	HAMPSTEAD
State	MD
Zip	21074-1654
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R-750
Legal Description	LT 41 - 9151 SF 3952 CHRISTOPHER WAY 33- BRANDYWINE STATION PUD
Legal Subdivision	BRANDYWINE STATION
Legal Lot Number	41
Jurisdiction	CARROLL MD
Township / Civil Division	8, HAMPSTEAD
Census Block Group	4
Census Block	4039
Census Tract	508200

Owner

Source: Carroll County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3952 CHRISTOPHER WAY, HAMPSTEAD, MD 21074-1654
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Feb 17, 2026	Deed of Trust, Mortgage · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC
Jul 15, 2020	Loan Modification, Mortgage · Conventional with PMI PENNYMAC
Sep 14, 2017	Deed, Transfer · Conventional Mortgage SIERRA PACIFIC MORTGAGE CO INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 16, 2025 · Amount on Record
Deed Sale	Jun 16, 2025 · Amount on Record
Prior Sale	Sep 14, 2017 · Amount on Record
Deed Book / Page	11499 / 10
Prior Transfer Date	May 21, 2025
Record Updated	Sep 20, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	3952 CHRISTOPHER WAY, HAMPSTEAD, MD 21074-1654
Transaction Type	Mortgage
Record Updated	Feb 27, 2026
Title Company	FIRST SOURCE TITLE AGENCY INC, FIRST SOURCE TITLE AGCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3952 CHRISTOPHER WAY, HAMPSTEAD, MD 21074-1654

Mortgage

Document Number	0116870198
Date	Feb 17, 2026
Book Page	11687/198

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	CLEVELAND, OH 44114

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2056

July 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CARROLL MD
Property Address	3952 CHRISTOPHER WAY, HAMPSTEAD, MD 21074-1654
Document Number	0098740173
Instrument Date	Jul 15, 2020
Transaction Type	Mortgage
Record Updated	Oct 15, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3952 CHRISTOPHER WAY HAMPSTEAD MD 210741654, HAMPSTEAD, MD 21074-1654

Mortgage

Document Number	0098740173
Date	Sep 29, 2020
Book Page	009874/000173

Lender

Name	PENNYMAC
Address	MOORPARK, CA 93021

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	336 Months
Due	Sep 28, 2048

Interest

Rate Type	Fixed Rate
Rate	3.5%

September 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	CARROLL MD
Recording Date	Sep 14, 2017
Property Address	3952 CHRISTOPHER WAY, HAMPSTEAD, MD 21074-1654
Document Number	0088040291
Book / Page	8804 / 0291
Map Reference	MB33 PG2
Instrument Date	Sep 5, 2017
Instrument	8804-0291
Transaction Type	Transfer
Record Updated	Aug 12, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3952 CHRISTOPHER WAY, HAMPSTEAD, MD 21074-1654

Mortgage

Document Number	88040295
Date	Sep 14, 2017
Instrument	8804-0295

Lender

Name	SIERRA PACIFIC MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

Source: Carroll County assessment roll, as of August 5, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Municipality	Hampstead Town
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$306,900 (+3.16%)	$325,700 (+9.48%) Land $100,000 Building $225,700
2025	$4,028.00 (+13.88%)	$297,500 (+13.54%) Land $90,000 Building $207,500	$297,500 (-) Land $90,000 Building $207,500
2023	$3,537.00	$262,033	$297,500 Land $90,000 Building $207,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2011)
Most Recent Claim	Sep 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF HAMPSTEAD serves 6,600 people · EPA ID MD0060003
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 305 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Antietam Cable Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Quantum Internet & Telephone.

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