3949 Cove Rd, Edgewater, MD 21037 Property Records

Anne Arundel County property record for 3949 Cove Rd, Edgewater, MD 21037

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,175 sqft · built 1959
Lot Size	0.324 acres (14,100 sqft)
Owner	Individual Name on Record
Last Sale	$210,000 (Aug 2003)
Tax Bill	$4,572 (2025)
Flood Zone	Zone X (minimal risk)
APN	`01-654-07195245`

Property Details

APN / Parcel Number

Primary APN	`01-654-07195245`
Alternative APNs	`165407195245` `65407195245`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,175 sqft Living Area
1st Floor Area	1,175 sqft

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	14,100 sqft (0.324 acres)
Garage Area	1,225 sqft
Parking Spaces	4 Parking Spaces
Deck Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	65407195245
Street Address	3949 COVE RD
City	EDGEWATER
State	MD
Zip	21037-4311
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LT 1 BK B RAMSEY BAY
Legal Subdivision	RAMSEY BAY
Legal Block	B
Legal Lot Number	1
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	7
Census Block Group	1
Census Block	1037
Census Tract	701201

Owner

Source: Anne Arundel County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3949 COVE RD, EDGEWATER, MD 21037-4311
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 22, 2003 · Amount on Record
Deed Sale	Aug 22, 2003 · Amount on Record
Prior Sale	Dec 31, 1986 · Amount on Record
Deed Document Number	200311918
Deed Book / Page	13615 / 625
Record Updated	Oct 29, 2026

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$401,700 (+12.93%) Land $217,700 Building $184,000	$401,700 (+12.93%) Land $217,700 Building $184,000
2025	$4,572.00 (+17.71%)
2023	$3,884.00 Homeowner's exemption	$355,700 Land $217,700 Building $138,000	$355,700 Land $217,700 Building $138,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 49 policies
Nearby Flood Policies	49 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Aug 2024 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 90% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20