3943 Cove Rd, Edgewater, MD 21037 Property Records

Anne Arundel County property record for 3943 Cove Rd, Edgewater, MD 21037

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,261 sqft · built 1959
Lot Size	0.145 acres (6,307 sqft)
Owner	2 Individual Names on File
Last Sale	$359,000 (Nov 2025)
Tax Bill	$2,699 (2025)
Deeds & Mortgages	Nov 2025 Sale
Flood Zone	Zone X (minimal risk)
APN	`01-654-07285300`

Property Details

APN / Parcel Number

Primary APN	`01-654-07285300`
Alternative APNs	`165407285300` `65407285300`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,261 sqft Living Area
1st Floor Area	1,261 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	6,307 sqft (0.145 acres)
Deck Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	65407285300
Street Address	3943 COVE RD
City	EDGEWATER
State	MD
Zip	21037-4311
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LT 1 BK C RAMSEY BAY
Legal Subdivision	RAMSEY BAY
Legal Block	C
Legal Lot Number	1
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	7
Census Block Group	1
Census Block	1037
Census Tract	701201

Owner

3943 Cove Rd is owned by two individuals who bought it in November 2025.

Source: Anne Arundel County records, as of September 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	6070 DOUGLAS AVE, NEW MARKET, MD 21774-6264
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 3, 2025 · Amount on File
Deed Sale	Nov 3, 2025 · Amount on File
Deed Book / Page	41792 / 450
Record Updated	Oct 29, 2026

November 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Nov 3, 2025
Property Address	3943 COVE RD, EDGEWATER, MD 21037-4311
Document Number	0417920450
Book / Page	41792 / 450
Map Reference	MB 21 FO 12
Instrument Date	Oct 10, 2025
Transaction Type	Transfer
Record Updated	Nov 21, 2025
Title Company	FIRST QUALITY TITLE, FIRST EQUITY TITLE

Transaction

Amount	Amount on Record
Tax	$1,795.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	6070 DOUGLAS AVE, NEW MARKET, MD 21774-6264

Tax Assessment & Valuation

The 2025 property tax bill for 3943 Cove Rd was $2,699.

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$325,300 (+3.22%) Land $200,100 Building $125,200	$325,300 (-) Land $200,100 Building $125,200
2025	$2,699.00 Homeowner's exemption	$315,167	$325,300 Land $200,100 Building $125,200
2023	$2,087.00 Homeowner's exemption	$294,900 Land $200,100 Building $94,800	$294,900 Land $200,100 Building $94,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3943 Cove Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 49 policies
Nearby Flood Policies	49 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Aug 2024 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3943 Cove Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 90% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20